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2109 N Franklin St, Philadelphia, PA, 19122

5beds
3baths
1,551sqft
$290,000
$187price/sqft
$2,511/moest. monthly cost
$100,440/yrincome needed

About This Home

**RENOVATED 5 BED/2.5 BATH HOME JUST BLOCKS FROM TEMPLE UNIVERSITY**Once you enter the home you notice all the updates that make it feel new! Luxury vinyl floors and fresh paint in neutral colors create the perfect backdrop for all your furnishing and art. The flow of the living room to dining room has an open yet still separate feel with the convenient half bath located in between. Beyond the dining area you have a spacious kitchen with granite counters, crisp white cabinets and a nice stainless steel appliance package. There is ample room for a table or portable island making it truly eat in. Open the back kitchen door for a true standout. This oversized paved patio is just waiting for your furniture, grill, plants and anything you need for a custom summer sanctuary. Back inside, the 2nd floor has 3 true bedrooms, ample closet space, bright windows and a modern hallway bath with sleek tile, vanity and shower/tub combo. Head on up to the 3rd floor for the additional 2 bedrooms and your 2nd full modern bath. As a huge bonus, the roof was just installed in 2026! The basement is clean, dry and houses the mechanicals and complimentary washer and dryer unit. For the location, condition and price this is a true value. Nestled between Temple University and Norris Square you are close to everything. Schedule your showing today, call for a private tour or attend an upcoming open house.

Getting Around

69
WalkingSomewhat Walkable
83
TransitExcellent Transit
68
BikeBikeable

Schools

3/10
Mckinley William SchoolGrades PK-80.3 mi
2/10
Kensington High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Range Hood,Microwave,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,551

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,551
  • Total interior livable area: 1,551 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 202050901
  • Zoning: RM1
  • Special condition: Standard
  • Exclusions: All Contents Aside From Appliances And Window Blinds

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 921 sqft
  • Lot size dimensions: 14.00 x 65.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$568$6,816
Property Taxes $253$3,036
Electricity $224$2,692
Total$2,511$30,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,091/yr
40% on housing$75,330/yr
45% on housing$66,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 19122$188
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19122$78
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$290,000
2022-03-28Listing removed--
2022-03-09Price change$269,000
2022-02-23Price change$277,555
2022-01-27Listed for sale$279,000
2021-12-02Listing removed$284,000
2021-10-26Listed for sale$284,000
2021-10-23Listing removed--
2021-09-20Listed for rent$1,995
2018-04-28Listing removed$1,625
2018-04-04Price change$1,625
2018-03-06Listed for rent$1,675
2017-06-06Sold$67,000
2017-02-06Price change$69,000
2017-01-23Price change$75,000
2016-12-23Listed for sale$77,000
2016-10-28Sold$46,000
2016-09-19Listed for sale$45,000

For Sale by Agent

AgentMichael Cohen
BrokerageKW Empower

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