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1230 Stanley Rd, Beaver Dam, KY, 42320

5beds
5baths
3,200sqft
$359,900
$112price/sqft
$2,632/moest. monthly cost
$105,280/yrincome needed

About This Home

The perfect home for a large family that's looking for a quiet country setting, while also being minutes from the city of Beaver Dam! -3200sq. ft. (2400sq ft Main Level, 800sq ft Lower Level-Finished) -5 Bedrooms -5 Bathrooms -Adjacent to the WK Parkway The original home, built in 1977, features: 3 bedrooms, 2 bathrooms, Living room, Kitchen and Laundry room. A major addition completed in 1995 includes: Spacious primary suite, 2 additional bathrooms, Large walk-in closet, and a Den/Sunroom. The basement features a private apartment with 1 bedroom, 1 bathroom, a living room, kitchen, washer/dryer hook-ups, and a separate exterior entrance. The basement also connects to the main home through the den and includes a reinforced closet that serves as a storm shelter. This space would be ideal for extended family, guests, or even rental income. Recent Updates & feature a new 5-ton heat pump (March 2026), central heat & air, gas log fireplace upstairs, gas wall heater downstairs, approximately 1,600 sq. ft. of laminate flooring, remodeled bathroom interior, freshly updated paint, concrete sidewalk, and a new concrete driveway entrance. The roof was replaced in 2012. The property also includes a single-car carport (10x20), an insulated outbuilding with its own mini-split heating and cooling syste, multiple outdoor spaces including: Two front porches (one covered), a large screened double-level deck connected by a spiral staircase, and a covered rear deck that’s perfect for entertaining. This home offers an incredible amount of space, flexibility, and value for a large family or anyone looking for room to spread out. Please no showings without pre-approval letter from a lender. Feel free to message me with any questions, and please share if you know someone looking for a spacious home in a fantastic location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
7/10
7/10
Ohio County High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Basement,Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Laminate
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 800
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Electric,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Bar,Kitchen-Dining

Property

Details

  • Parcel number: 1316D

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Front Porch
  • Exterior features: Sunroom
  • Waterfront features: Stream

Lot

  • Lot size: 1.50 Acres
  • Features: Wooded
  • Lot size dimensions: 1.50

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$260$3,120
Property Taxes $301$3,612
Electricity $252$3,032
Total$2,632$31,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,240/yr
40% on housing$78,960/yr
45% on housing$70,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 42320$139
Ohio County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 42320—
Ohio County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$349,900
2026-07-28Listed for sale$359,900
2026-07-22Listing removed--
2026-07-17Listed for sale$389,900
2013-03-06Sold$124,000
2013-02-28Pending sale$128,000
2012-11-09Listed for sale$128,000

For Sale by Agent

AgentKyle Martin
BrokerageCHANGE OF PLACE REAL ESTATE, LLC

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