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3411 Cedar Point Rd, La Grange, KY, 40031

3beds
2baths
2,128sqft
$350,000
$164price/sqft
$2,332/moest. monthly cost
$93,280/yrincome needed

About This Home

Welcome to this well-maintained ranch-style home offering the perfect combination of comfort, space, and versatility. Situated on a generously sized lot, this property provides a rare opportunity for those seeking room to spread out—both inside and out. Inside, you'll find 3 bedrooms and 2 full bathrooms with a functional, easy-flow layout designed for everyday living. The main living area is spacious and inviting, featuring updated flooring and plenty of natural light, creating a warm and comfortable atmosphere. The neutral color palette throughout makes it easy for any buyer to move right in and make it their own. he kitchen offers ample cabinet and counter space and connects seamlessly to the main living areas, making it ideal for both daily routines and entertaining. Just off the living space, you'll find access to the backyard deck—perfect for morning coffee or evening gatherings. The primary suite provides a private retreat with its own en-suite bathroom, while the additional bedrooms are well-sized and share a full hall bath. Both bathrooms are clean and functional, offering a solid foundation for future updates if desired. Step outside and you'll immediately appreciate the expansive backyard—flat, usable, and ideal for outdoor activities, pets, gardening, or simply enjoying the space and privacy. The deck extends your living area outdoors and overlooks the wide-open yard. One of the standout features of this property is the oversized detached outbuilding/garage. With high ceilings and a wide-open layout, it's perfect for a workshop, storage, hobby space, or small business use. Whether you need space for equipment, vehicles, or projects, this building offers incredible flexibility. Additional highlights include a long driveway with abundant parking, mature trees, and a setting that offers an open feel with nearby green space. If you've been searching for a property that offers more than just a home—space to live, work, and grow—this one checks all the boxes.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10
Oldham County High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,128

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 3030A018A

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Split Rail,Full,Wood

Lot

  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Detached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$169$2,028
Property Taxes $226$2,712
Electricity $168$2,016
Total$2,332$27,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,954/yr
40% on housing$69,960/yr
45% on housing$62,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 40031$215
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40031$169
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$389,000
2026-04-26Listed for sale$400,000
1994-09-01Sold$45,000
1992-08-11Sold$35,000

For Sale by Agent

AgentMichael B Higdon
BrokerageEXP Realty LLC

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