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5412 Pearce Way, Crestwood, KY, 40014

3beds
2baths
1,290sqft
$299,500
$232price/sqft
$2,090/moest. monthly cost
$83,600/yrincome needed

About This Home

Spring into homeownership with this peaceful Oldham County retreat! Relax or entertain in the welcoming oversized living room of this meticulously maintained ranch style home. You'll flow with ease to the bright eat-in kitchen with ample cabinet and counter space or on to the 3 spacious bedrooms. Recent updates to this picturesque brick front home include neutral paint, low maintenance landscaping, renovated full bathroom, new fixtures, sleek kitchen appliances and tile backsplash. A full unfinished basement, one car garage, ample parking and large parklike lot round out this stunning property. A cozy country setting just 10 minutes from shopping, grocery stores, restaurants and Oldham county schools. Make this Crestwood Gem yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
South Oldham High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Block,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First
  • Area: 117
  • Dimensions: 13.00 x 9.00

Bedroom

  • Level: First
  • Area: 154
  • Dimensions: 14.00 x 11.00

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,290

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,290
  • Total interior livable area: 1,290 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 12.00 x 14.00

Laundry

  • Level: Basement

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15.00 x 16.00

Property

Details

  • Parcel number: 3322E0018

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 0.45 Acres
  • Features: Wooded
  • Lot size dimensions: 110 x 200 x 86 x 201

Parking

  • Total spaces: 1
  • Parking features: Off Street,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$109$1,308
Property Taxes $313$3,756
Electricity $154$1,850
Total$2,090$25,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,657/yr
40% on housing$62,700/yr
45% on housing$55,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 40014$224
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40014$193
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$309,900
2026-04-22Listed for sale$312,000
2026-04-16Contingent$312,000
2026-04-05Price change$312,000
2026-03-11Price change$313,900
2026-02-27Price change$314,750
2026-02-12Price change$315,000
2026-02-09Price change$334,900
2026-01-29Price change$343,000
2026-01-22Listed for sale$349,000
2022-02-04Sold$245,000
2021-12-22Listed for sale$245,000
2013-02-21Sold$126,000
2012-11-26Listed for sale$129,900
2005-02-04Sold$145,500

For Sale by Agent

AgentMichelle Black
BrokerageCall it Closed Realty

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