See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4513 Timothy Way, Crestwood, KY, 40014

3beds
1baths
1,025sqft
$240,000
$234price/sqft
$1,733/moest. monthly cost
$69,320/yrincome needed

About This Home

This adorable, charming home includes 3 bedrooms and 1 full bath. You will notice this home is filled with natural light with larger windows throughout. The eat in kitchen is nicely sized with freshly painted cabinets along with newer countertops and backsplash. Flooring has been updated throughout the home as well. The full bath is stylish with beautiful flooring and updated as well. Outside you will enjoy the large front yard with very nice landscaping as well as a very large fully fenced in backyard that includes a nice sized back deck off of the kitchen. The sellers have always used window AC units and space heaters for the seasons and have found it to be very comfortable!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
10/10
South Oldham High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Brick Veneer,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,025

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 3307A00124

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Full,Chain Link

Lot

  • Lot size: 9,583 sqft
  • Features: Cul-De-Sac,Dead End

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$87$1,044
Property Taxes $279$3,348
Electricity $154$1,850
Total$1,733$20,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,417/yr
40% on housing$51,990/yr
45% on housing$46,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 40014$225
Oldham County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 40014$193
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$240,000
2026-07-13Pending sale$240,000
2026-06-23Price change$240,000
2026-06-11Listed for sale$250,000
2021-07-26Sold$167,000
2021-05-18Pending sale$159,000
2021-05-17Listed for sale$159,000

For Sale by Agent

AgentKaren L Moreland
BrokerageHomepage Realty

Similar Homes