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7705 Commonwealth Dr, Crestwood, KY, 40014

3beds
2baths
2,017sqft
$520,000
$258price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

Welcome home to this immaculate and beautifully maintained all-brick walkout ranch in sought-after Kentucky Acres! Set on a private, park-like 1.18 acres, this 3-bedroom, 2-bath home offers a finished lower level and a stunning in-ground pool framed by mature Japanese maples and white vinyl fencing - your own backyard retreat. The main level features a vaulted great room with a brick fireplace and custom crown beam detail, hardwood floors throughout the main living areas, and a spacious primary suite with a tray ceiling and an updated en-suite bath featuring a cultured marble double vanity and skylight. The second full bath also features a skylight, filling both baths with beautiful natural light. Bedrooms are carpeted throughout. The finished walkout lower level includes a family room, a private office, and a full laundry. Outside, enjoy a meticulously groomed lawn, curved driveway, and storage outbuilding. Septic inspected and pumped March 2023. Kentucky Acres HOA $52 annually. With school starting in just weeks, now is the time to make this move-in-ready home yours. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
South Oldham High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: First
  • Area: 108.3
  • Dimensions: 10.83 x 10.00

Bedroom

  • Level: First
  • Area: 111.7
  • Dimensions: 11.17 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 114.7025
  • Dimensions: 10.67 x 10.75

Family Room

  • Level: Basement
  • Area: 394.9375
  • Dimensions: 22.25 x 17.75

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 571
  • Finished area above ground: 1,446

Full Bathroom

  • Level: First
  • Area: 43.75
  • Dimensions: 8.75 x 5.00

Great Room

  • Level: First
  • Area: 415.5186
  • Dimensions: 26.67 x 15.58

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,446
  • Total interior livable area: 2,017 sqft

Kitchen

  • Level: First
  • Area: 182.2689
  • Dimensions: 16.83 x 10.83

Laundry

  • Level: Basement
  • Area: 108.9564
  • Dimensions: 13.08 x 8.33

Office

  • Level: Basement
  • Area: 131.5611
  • Dimensions: 12.33 x 10.67

Primary Bathroom

  • Level: First
  • Area: 96.25
  • Dimensions: 11.00 x 8.75

Primary Bedroom

  • Level: First
  • Area: 239.5611
  • Dimensions: 16.33 x 14.67

Property

Details

  • Parcel number: 4106A015

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 1.18 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Entry Side,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$190$2,280
Property Taxes $432$5,184
Electricity $159$1,911
Total$3,410$40,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 40014$221
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40014$193
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$520,000
2026-07-10Listed for sale$535,000

For Sale by Agent

AgentMartha Hemminger
Brokeragesimpler.realestate

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