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3700 Ballard Woods Ct, Smithfield, KY, 40068

6beds
5baths
4,474sqft
$1,100,000
$246price/sqft
$7,628/moest. monthly cost
$305,120/yrincome needed

About This Home

Set on 2.43 acres at the end of a court in Ballard Woods, this newly rebuilt Oldham County home offers more than 4,000 square feet of refined living space, 6 bedrooms, 4.5 baths, and an exceptional blend of privacy, comfort, and entertaining potential. Rebuilt from the foundation up and ready for immediate possession, the home welcomes you with a covered front porch, gracious foyer with gleaming hardwood floors, and new fresh landscaping that enhances the front and side yards. The main level features an open-concept family room and kitchen with a large island, beautiful quartz countertops, and seamless access to an expansive partially covered Trex deck overlooking the heated inground pool. A private main-level primary suite includes hardwood floors and an ensuite bath, while a convenient laundry area, front office overlooking the porch, elegant split staircase, and half bath complete the first floor. Upstairs, a second primary suite offers abundant natural light, a spacious walk-in closet, and a beautifully finished ensuite bath. Three additional bedrooms (all with walk-in closets and carpet), a well-appointed full bath with tub, a second "to die for" laundry room, and a utility/storage room with easy access to the heating and air units, complete the second level. Large windows throughout the upstairs provide natural light and views of the spacious property. The walkout lower level offers outstanding flexibility, with potential for an in-law suite, sixth bedroom, office, workout room, or guest space. The expansive entertainment area includes generous cabinetry and shelving and creates an ideal gathering space after enjoying a swim. A fourth full bath serves both guests and poolside entertaining, and the tankless water heater provides on-demand hot water throughout the home. Outside, the backyard retreat is a true highlight, featuring the heated inground pool, expansive decking, beautiful landscaping (irrigation system) that supports a peaceful setting for entertaining or relaxing at home. A large driveway and two-car garage provide ample space for vehicles and equipment, while numerous updates and high-end finishes enhance the home's overall appeal. This is a rare opportunity to enjoy refined executive living in a beautiful Oldham County setting. The list price was determined by a recent appraisal dated July 1, 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
Oldham County High SchoolGrades 9-126.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Other,Wood Frame,Brick Veneer,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,258
  • Finished area above ground: 3,216

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,216
  • Total interior livable area: 4,474 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: Second

Office

  • Level: First

Other

  • Level: Second

Primary Bedroom

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 56050349

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Other,Partial
  • Waterfront features: Creek

Lot

  • Lot size: 2.43 Acres
  • Features: Cul-De-Sac,Easement,Dead End

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$560$6,720
Property Taxes $1,153$13,836
Electricity $353$4,239
Total$7,628$91,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,531/yr
40% on housing$228,840/yr
45% on housing$203,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 40068$153
Oldham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 40068$202
Oldham County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$1,100,000
2023-05-09Sold$714,700
2023-03-31Pending sale$709,900
2023-03-30Listed for sale$709,900
2021-02-11Listing removed--
2020-08-18Sold$589,000
2020-07-30Pending sale$589,000
2020-06-23Listed for sale$589,000
2020-02-03Sold$517,000

New Construction

AgentBonnie M Ciarroccki
BrokerageNeighbors Realty Group

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