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3480 Fairview Rd, Owenton, KY, 40359

5beds
3baths
4,750sqft
$564,000
$119price/sqft
$4,194/moest. monthly cost
$167,760/yrincome needed

About This Home

Nestled on 1.5 beautiful acres in a peaceful country setting, this stunning brick home offers the perfect blend of privacy, comfort, and modern updates. Featuring five spacious bedrooms and three full bathrooms, there is plenty of room for a growing family, guests, or a home office setup. As you step inside, you'll appreciate the extensive updates throughout the home, including a beautifully remodeled kitchen, updated bathrooms, stylish flooring, and freshly painted walls in today's popular neutral colors. The inviting interior provides a warm and welcoming atmosphere that's move-in ready and waiting for its new owners. This home offers an upstairs and downstairs complete living quarters. It is complete with a complete kitchen and laundry area. this provides option for multi family living or rental income. Outside, enjoy the tranquility of country living with picturesque farm views and plenty of space to relax, entertain, or simply take in the surrounding scenery. The property's secluded setting offers the privacy you've been searching for while still providing convenient access to nearby amenities. Additional features include a spacious two-car garage, ample storage, and room to enjoy both indoor and outdoor living. If you've been dreaming of a home that combines modern updates, generous living space, and the beauty of the countryside, this exceptional property deserves a place at the top of your list.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
4/10
Owen County High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2006

Materials

  • Foundation: Poured Concrete
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Stainless Steel Appliance(s),Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Laundry Room,Lower Level,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: Tub With Shower
  • Level: First
  • Area: 35
  • Dimensions: 5 x 7

Bathroom3

  • Features: Tub With Shower,Tile Flooring
  • Level: Basement
  • Area: 0
  • Dimensions: 0 x 0

Bedroom2

  • Features: Wood Flooring,Window Treatments
  • Level: First
  • Area: 140
  • Dimensions: 10 x 14

Bedroom3

  • Features: Wood Flooring,Window Treatments
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Bedroom4

  • Features: Window Treatments,Hardwood Floors
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Bedroom5

  • Features: Window Treatments
  • Level: Basement
  • Area: 0
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Walk-Out Access
  • Level: Basement
  • Area: 0
  • Dimensions: 0 x 0

Dining Room

  • Features: Window Treatments,Hardwood Floors
  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Entry

  • Features: Wood Flooring
  • Level: First
  • Area: 44
  • Dimensions: 4 x 11

Features

  • Kitchen Island,Soaking Tub,Open Floorplan,Granite Counters,Entrance Foyer,Eat-in Kitchen,Crown Molding,Breakfast Bar,Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Vinyl Clad Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas
  • Fireplace: Yes

Game Room

  • Features: Walk-Out Access
  • Level: Basement
  • Area: 0
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,750
  • Total interior livable area: 4,750 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Eat-in Kitchen,Pantry,Hardwood Floors
  • Level: First
  • Area: 264
  • Dimensions: 22 x 12

Kitchen

  • Features: Concrete Flooring
  • Level: Basement
  • Area: 0
  • Dimensions: 0 x 0

Laundry

  • Features: Concrete Flooring
  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Living Room

  • Features: Fireplace(s),Window Treatments,Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 399
  • Dimensions: 21 x 19

Office

  • Features: Concrete Flooring
  • Level: Basement
  • Area: 0
  • Dimensions: 0 x 0

Primary Bedroom

  • Features: Window Treatments,Hardwood Floors
  • Level: First
  • Area: 240
  • Dimensions: 16 x 15

Property

Details

  • Parcel number: 0190000009.01
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Private Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: Valley

Lot

  • Lot size: 1.50 Acres
  • Features: Corner Lot
  • Lot size dimensions: 65,340

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,851$34,212
Home Insurance *$491$5,892
Property Taxes $477$5,724
Electricity $375$4,501
Total$4,194$50,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,794/yr
40% on housing$125,820/yr
45% on housing$111,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 40359$141
Owen County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 40359
Owen County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$564,000
2026-06-07Listed for sale$569,000
2020-12-10Sold$385,000
2020-10-29Pending sale$375,000
2020-10-16Price change$375,000
2020-10-04Listed for sale$385,000
2005-09-20Sold$6,000

For Sale by Agent

AgentTina Eades
BrokerageKentucky Homes and Land LLC

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