6490 Gratz Rd, Gratz, KY, 40359
About This Home
Traditional 1.5-story farmhouse situated on 2.77± acres, offering a blend of character, space, and recent updates. This home features 4 bedrooms, 2 full bathrooms, and 1 half bath, along with an eat-in kitchen, formal dining area, and convenient first-floor laundry. The living space includes a wood-burning fireplace, while the partially finished ¾ basement provides additional room for recreation, storage, or hobbies. Recent improvements include a new roof and newly installed septic system. Connected to city water and offering a peaceful country setting with ample outdoor space, this property is ready for its next owner.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1947
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Dryer,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Main Level
Bathroom2
- Features: Tub With Shower
- Level: Second
- Area: 0
- Dimensions: 0 x 0
Bathroom3
- Features: Full Finished Half Bath
- Level: Basement
- Area: 0
- Dimensions: 0 x 0
Bedroom2
- Features: Carpet Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bedroom3
- Features: Carpet Flooring
- Level: Second
- Area: 0
- Dimensions: 0 x 0
Bedroom4
- Features: Carpet Flooring
- Level: Second
- Area: 0
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Carpet Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Family Room
- Features: See Remarks
- Level: Basement
- Area: 0
- Dimensions: 0 x 0
Features
- Eat-in Kitchen
- Window features: Double Hung
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: First
- Area: 0
- Dimensions: 0 x 0
Primary Bath
- Features: Vinyl Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Primary Bedroom
- Features: Carpet Flooring
- Level: First
- Area: 0
- Dimensions: 0 x 0
Property
Details
- Parcel number: 0280000011.00
- Zoning description: Other
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Has view: Yes
- View description: Trees/Woods,Valley
- Residential vegetation: Partially Wooded
Lot
- Lot size: 2.77 Acres
- Features: Cleared,Rolling Slope,Wooded
- Lot size dimensions: 2.77 acres
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $274 | $3,288 |
| Electricity | $154 | $1,850 |
| Total | $1,730 | $20,760 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $199,500 |
| 2026-06-22 | Listed for sale | $219,900 |
| 2025-12-29 | Sold | $75,000 |
| 2025-10-20 | Sold | $340,000 |
| 2025-08-26 | Pending sale | $399,500 |
| 2025-07-21 | Price change | $399,500 |
| 2025-06-19 | Listed for sale | $419,900 |
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