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612 N 39th St, Philadelphia, PA, 19104

7beds
4baths
2,064sqft
$665,000
$322price/sqft
$5,228/moest. monthly cost
$209,120/yrincome needed

About This Home

Are you a hungry investor? Perhaps an owner-occupant looking to house hack? Now's your chance to purchase a turn-key, income-producing asset in Mantua with projected rental growth. This property has been fully renovated with modern finishes all while preserving its original elements to compliment other homes in the neighborhood. This multifamily is comprised of two units - one 4 BD/2 BA unit and one 3 BD/2 BA unit - each with their own washer and dryer. There is a 10-year tax abatement as well. Unit #1 is vacant and ready to be filled by a future tenant or a future owner. Unit #2 is occupied until 5/31/27 for $2739/mo (Section 8 tenant). Located in Mantua, one of Philadelphia’s fastest-growing neighborhoods, this property is surrounded by a thriving community and just minutes from Drexel University, Penn, and Center City. Enjoy easy access to trendy restaurants, charming cafes, and boutique shops, as well as nearby parks and cultural attractions. With major transit routes nearby, commuting is a breeze, whether heading downtown or exploring the city.

Getting Around

77
WalkingVery Walkable
62
TransitGood Transit
98
BikeBiker's Paradise

Schools

4/10
Mcmichael Morton SchoolGrades PK-80.4 mi
3/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 7

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 242229310
  • Zoning: RM1
  • Special condition: Standard
  • Exclusions: Tenant Belongings

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 950 sqft
  • Lot size dimensions: 16.00 x 60.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$865$10,380
Property Taxes $775$9,300
Electricity $226$2,717
Total$5,228$62,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,245/yr
40% on housing$156,840/yr
45% on housing$139,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$188
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listing removed$2,400
2026-06-09Price change$2,400
2026-05-18Listed for sale$665,000
2026-04-16Price change$1,625
2026-04-06Listed for rent$1,650
2025-06-09Listing removed$675,000
2025-02-19Listed for sale$675,000
2022-01-08Sold$115,000

For Sale by Agent

AgentBrittany Nettles
BrokerageKeller Williams Real Estate

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