465 Old Monterey Rd, Owenton, KY, 40359
About This Home
Escape to your own private retreat just 1.5 miles outside of Owenton! This beautiful 33.79-acre property offers the perfect blend of comfortable country living and exceptional recreational opportunities. Featuring a traditional 3-bedroom farmhouse, this property is ideal as a full-time residence or weekend getaway. A small livestock barn provides space for animals or hobby farming, while the land itself is a nature lover's dream. Explore mostly wooded acreage with established trails, a peaceful creek, and a dedicated campsite--perfect for enjoying the outdoors year-round. With abundant wildlife, this property boasts prime deer and turkey hunting right in your backyard. Looking for investment or expansion potential? The acreage offers the potential for additional homesites, making it a great opportunity for a family compound.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Farm,Residential,Single Family Residence
Interior
Appliances
- Appliances included: See Remarks
- Laundry features: Main Level
Bedroom2
- Features: Hardwood Floors
- Level: First
- Area: 0
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Window features: Double Hung
Heating & Cooling
- Heating features: Pellet Stove
- Cooling features: None
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Features: Hardwood Floors
- Level: First
- Area: 0
- Dimensions: 0 x 0
Living Room
- Features: Hardwood Floors
- Level: First
- Area: 0
- Dimensions: 0 x 0
Primary Bath
- Features: Tub With Shower
- Level: First
- Area: 0
- Dimensions: 0 x 0
Primary Bedroom
- Features: Hardwood Floors
- Level: First
- Area: 0
- Dimensions: 0 x 0
Property
Details
- Parcel number: 0620000007.00
- Zoning description: Unzoned
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Fencing: Partial
- Has view: Yes
- View description: Trees/Woods,Valley
- Residential vegetation: Cedar Trees,Heavily Wooded,Partially Wooded
Lot
- Lot size: 33.79 Acres
- Features: Cleared,Rolling Slope,Wooded
- Lot size dimensions: 33.79 +/-
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $324 | $3,888 |
| Electricity | $154 | $1,850 |
| Total | $2,018 | $24,216 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Price change | $299,500 |
| 2026-04-15 | Price change | $319,900 |
| 2026-03-20 | Listed for sale | $324,900 |
| 2024-05-24 | Sold | $210,000 |
| 2024-04-22 | Pending sale | $234,900 |
| 2024-02-12 | Listed for sale | $234,900 |
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