7805 Georgetown Rd, Owenton, KY, 40359
About This Home
Quintessential Kentucky farmhouse on 46 acres. Nestled among the rolling hills of Owenton, this classic white farmhouse offers the perfect blend of timeless charm, modern updates, and wide open space. Set on 45 beautiful acres—featuring both tillable land and a serene, wooded section-this property provides exceptional versatility, privacy, and endless opportunities for farming, recreation, or simply enjoying the peaceful countryside. The three bedroom, one bath home welcomes you with its iconic farmhouse appeal and a brand new metal roof. Inside, you'll find an open living area and a spacious kitchen ideal for gathering. A large laundry room doubles as a mudroom, offering excellent storage and everyday functionality. With warmer days ahead, get ready to relax with your expansive views from the pool. The current owners have thoughtfully upgraded the property with improvements that enhance comfort, efficiency, and lifestyle- including new metal roofing, foam insulation, updated electrical panel, gravel driveway, and countless other updates you can find more about under the document section of this listing. The land itself is registered with the USDA and has previously supported cattle and hay production. With no current leases, the acreage is ready for your vision—whether agricultural, recreational, or both. Surrounded by tranquil hillsides and wooded views, the setting feels wonderfully private, yet you're still within easy reach of Georgetown and Frankfort, making this a rare opportunity to enjoy rural living without sacrificing convenience.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Concrete Blk
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,630
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Electric,Propane,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,630
- Total interior livable area: 1,630 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 0860000013
Features
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Porch
- Fencing: Split Rail,Partial
- Waterfront features: Creek
Lot
- Lot size: 45.98 Acres
Parking
- Total spaces: 1
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $335 | $4,020 |
| Property Taxes | $384 | $4,608 |
| Electricity | $154 | $1,850 |
| Total | $2,819 | $33,828 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $430,000 |
| 2026-04-07 | Price change | $445,000 |
| 2026-03-25 | Listed for sale | $460,000 |
| 2019-01-14 | Sold | $245,000 |
| 2018-12-18 | Pending sale | $262,000 |
| 2018-08-01 | Price change | $262,000 |
| 2018-05-18 | Listed for sale | $275,000 |
| 2007-11-28 | Sold | $192,966 |
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