401 Seneca Rd, Shelbyville, KY, 40065
About This Home
Welcome home to 401 Seneca Drive, a charming all-brick home located in the desirable Town & Country subdivision, just minutes from the Shelbyville Country Club. This well-maintained home offers 4 bedrooms, 2.5 bathrooms, and a thoughtful floor plan designed for comfortable everyday living. The main level features a welcoming foyer, spacious family room, formal dining room, eat-in kitchen, convenient laundry room, half bath, and a private primary suite with its own full bath. Upstairs, you'll find three additional bedrooms and a full bathroom, providing plenty of space for family, guests, or a home office. The finished basement adds valuable living space and includes an attached lower-level garage, offering flexibility for recreation, hobbies, or storage. Step outside to enjoy the new deck overlooking a generously sized yard—perfect for entertaining, relaxing, or outdoor activities. With its classic curb appeal, spacious layout, and sought-after location, this home offers the perfect combination of charm, comfort, and convenience. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Wood Frame,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: First
Dining Room
- Level: First
Family Room
- Level: First
Family Room
- Level: Basement
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 708
- Finished area above ground: 2,209
Full Bathroom
- Level: Second
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,209
- Total interior livable area: 2,917 sqft
Kitchen
- Level: First
Laundry
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 040A04007
Features
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 0.41 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Lower Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $563 | $6,756 |
| Electricity | $230 | $2,764 |
| Total | $3,559 | $42,708 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $499,000 |
| 2005-06-01 | Sold | $230,000 |
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