See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

779 Kings Hwy, Waddy, KY, 40076

5beds
5baths
4,483sqft
$1,025,000
$229price/sqft
$7,311/moest. monthly cost
$292,440/yrincome needed

About This Home

Tucked behind a gated, tree-lined drive off Kings Highway, this 2002 farmhouse sits on 14.92 rolling acres bordered by working farms on every side. The stocked pond greets you at the front of the property. The covered wrap-around porch is the place you will drink your coffee from April through October. Inside, the vaulted great room opens to a fully renovated kitchen built for people who actually cook and entertain. Quartz counters, a custom wood range hood, double wall ovens, a farmhouse sink, butler's pantry/scullery, and a center island with seating for four anchor the space. The adjacent dining area holds a table for fourteen, and the gas log fireplace in the living room throws warmth clear across the open plan. The main floor primary suite opens to the rear deck & includes an updated bath with double vanities, walk-in tile shower, and a cedar-lined walk-in closet. The second suite, converted from the attached garage, adds a private bath and its own entrance through a generous mudroom and would make an excellent In-law suite, guest quarters, home office, or accommodations for in-home carer or nanny. Upstairs, three more bedrooms and a full bath share a loft that overlooks the great room. The walkout basement adds a family room, game room, full bath, and a finished office currently used as a fifth bedroom. The unfinished mechanical room could be finished into a full apartment. Perfect for multi-generational living. Outside, the saltwater pool sits beside a 24x28 detached garage with a full-length deck. A 24x24 barn and fenced pasture handle horses or livestock. The wooded creek corridor at the rear has produced deer every season. The front five acres yield hay each year. Shelbyville and Frankfort are 12 minutes in either direction. Louisville is 35. Lexington is 45. Feel the peace of country living with quick access to any shopping/commuting needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
Shelby County High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walkout Part Fin

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,233
  • Finished area above ground: 3,250

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,250
  • Total interior livable area: 4,483 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 09300001

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Fencing: Wood,Farm

Lot

  • Lot size: 14.92 Acres
  • Features: Pond on Lot,Cleared,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Entry Front,Entry Rear,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$736$8,832
Property Taxes $1,039$12,468
Electricity $354$4,248
Total$7,311$87,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,662/yr
40% on housing$219,330/yr
45% on housing$194,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 40076$326
Shelby County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 40076$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$1,075,000
2026-04-20Listing removed$1,095,000
2026-03-11Listed for sale$1,095,000
2026-02-07Listing removed$1,095,000
2026-01-09Price change$1,095,000
2026-01-03Listed for sale$1,125,000
2025-12-17Contingent$1,145,000
2025-11-29Price change$1,145,000
2022-11-28Price change$800,000
2022-10-22Pending sale$774,999
2022-09-20Price change$774,999
2022-08-15Price change$775,000
2022-07-28Price change$800,000
2022-07-14Listed for sale$825,000
2021-04-23Sold$482,500
2021-03-11Pending sale$495,000
2021-02-22Listing removed--
2021-02-17Listed for sale$495,000
2021-01-29Contingent$495,000
2020-11-24Price change$495,000
2020-11-17Listed for sale$860,000
2020-09-28Listing removed$495,000
2020-08-24Listed for sale$495,000

For Sale by Agent

AgentJennifer Karlen
Brokeragesimpler.realestate

Similar Homes