See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2523 W Sterner St, Philadelphia, PA, 19132

2beds
2baths
878sqft
$101,900
$116price/sqft
$1,050/moest. monthly cost
$42,000/yrincome needed

About This Home

Welcome to 2523 W Sterner St.!! This interior row home in the Allegheny West neighborhood of Philadelphia offers a classic straight-through floor plan with two nicely sized bedrooms upstairs, both with ample closet space, and one and a half bathrooms. The full bathroom is on the second floor, and a half bath is on the first. There’s also a full, unfinished basement for extra storage or future customization. With on-street parking, an enclosed backyard, and updated HVAC, including a newer furnace and water heater, this home is move-in ready and waiting for you to make it your own!

Getting Around

74
WalkingVery Walkable
67
TransitGood Transit
64
BikeBikeable

Schools

3/10
Peirce Thomas M SchoolGrades PK-50.3 mi
3/10
2/10

Construction

Condition

  • Property condition: Good
  • Year built: 1915

Materials

  • Foundation: Permanent
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 878

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 878
  • Total interior livable area: 878 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 281391010
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 645 sqft
  • Lot size dimensions: 14.00 x 45.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $515$6,180
Home Insurance *$203$2,436
Property Taxes $108$1,296
Electricity $224$2,692
Total$1,050$12,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,000/yr
40% on housing$31,500/yr
45% on housing$28,000/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 19132$78
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19132$123
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$101,900
2006-02-22Sold$37,000

For Sale by Agent

AgentTyesha Mitchell
BrokerageBHHS Fox & Roach-Greenville

Similar Homes