3070 Ashes Creek Ln, Bloomfield, KY, 40008
About This Home
Welcome to 3070 Ashes Creek Lane - where peaceful country living meets pride of ownership. With a Bloomfield address in desirable Spencer County, this property offers the best of both worlds: quiet surroundings with convenient access to nearby amenities. Offered for the first time in nearly 40 years, this well-maintained brick berm/ranch has been lovingly cared for by its original owner - a true testament to the quality and comfort of the home. Inside, you'll find 3 bedrooms and 1 full bath, with fresh updates including brand new flooring and paint throughout, making it completely move-in ready. Situated on 2.25 acres, the outdoor setting is just as impressive. Enjoy your own private pond, plus an adorable koi pond that adds a unique and tranquil touch. Multiple large outbuildings provide ample storage or space for hobbies, equipment, or workshop needs. If you've been searching for room to breathe, this is it - wide open space, peaceful surroundings, and that hard-to-find country feel. And for those who love the outdoors, you're just 10 minutes from Taylorsville Lake and a convenient boat ramp. Homes like this - offering land, character, and care - don't come along often. Schedule your showing and come experience it for yourself.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Berm
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,537
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,537
- Total interior livable area: 1,537 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Mud Room
- Level: First
Property
Details
- Parcel number: 3938
Features
- Stories: 1
- Fencing: None
Lot
- Lot size: 2.25 Acres
- Features: Pond on Lot
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $192 | $2,304 |
| Electricity | $154 | $1,850 |
| Total | $1,971 | $23,652 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $325,000 |
View on Zillow