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1304 Bambridge Ln, Campbellsville, KY, 42718

4beds
2baths
2,860sqft
$324,900
$114price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

1304 Bambridge Lane: A Home That Holds Endless Possibilities. This expansive ranch-style single-family residence in the Elmhurst subdivision offers a unique blend of space and community, perfectly suited for growing families and entertainers who crave freedom and flexibility. The property's impressive curb appeal is matched by a circular driveway in the front and a side driveway leading to an attached two-car garage, setting the stage for a life of comfort and convenience. Primary suite is so spacious with two walk in closets and large primary bathroom with new beautiful tile. A charming gazebo with a swing in the backyard provides a serene retreat, inviting you to slow down and savor the moment. With four bedrooms and two bathrooms, this versatile home features a comfortable layout that can adapt to various needs, whether a home office or guest quarters. The main level boasts an open kitchen and dining area, a formal living room, and a formal dining room, creating a warm and welcoming space for making memories. The kitchen appliances and table chairs and hutch stays! The beautiful den area has crown molding and fireplace. The basement, with its potential for an extra bedroom, recreation room, exercise room, and ample storage space, is a blank canvas waiting for your personal touch. As a haven for families seeking to put down roots, this property offers the perfect balance of modern design and array of amenities, all while being conveniently located near Kentucky's vibrant shopping, dining, and outdoor recreational scene, with Green River Lake mere miles away. Imagine yourself relaxing in this serene oasis, perfect for enjoying a quiet morning or hosting gatherings. This home presents a unique opportunity to own a truly special property. The courtyard is currently being replaced with pavers and large laundry off primary is getting new tile floor. Data believed to be correct but not guaranteed. Buyer to verify data prior to making offer.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 1332

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Features: Double Vanity,Separate Shower,Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Formal Dining Room
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas Log-Natural,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,860
  • Total interior livable area: 2,860 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Other-See Remarks

Details

  • Parcel number: C040607

Features

  • Patio & porch: Covered Front Porch,Patio
  • Exterior features: Courtyard,Landscaping
  • Fencing: None

Lot

  • Lot size: 0.35 Acres
  • Features: Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached,Auto Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$203$2,436
Property Taxes $87$1,044
Electricity $225$2,710
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 42718$132
Taylor County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 42718$142
Taylor County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$324,900
2025-04-25Sold$200,000
1998-09-01Sold$135,000

For Sale by Agent

AgentRhonda Smith
BrokerageRHONDA SMITH REALTY INC

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