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580 Spurlington Church Rd, Campbellsville, KY, 42718

4beds
4baths
3,900sqft
$499,900
$128price/sqft
$3,557/moest. monthly cost
$142,280/yrincome needed

About This Home

"If you've been searching for room to spread out without sacrificing comfort, this is the property you've been waiting for. Nestled in a peaceful rural setting, this 3,900-square-foot home offers 4 bedrooms, 4 full baths, and a versatile bonus room that can adapt to your family's needs as a 5th bedroom, office, or flex space.A finished basement, tons of closet space,attached 2-car garage, deck, and outbuilding provide the space and functionality today's buyers desire. Take in beautiful countryside views while enjoying the privacy of a 2-acre lot. Homes offering this combination of size, flexibility, and country charm rarely become available. The seller has recently reduced the price and is ready to make a move-don't miss your chance to make this exceptional property your own!"

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
8/10
Taylor County High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Finished area above ground: 3,900

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 3,900 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 5700201
  • Lease amount: 0

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Farm,Scenic
  • Frontage length: 0

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$313$3,756
Property Taxes $410$4,920
Electricity $307$3,695
Total$3,557$42,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,954/yr
40% on housing$106,710/yr
45% on housing$94,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 42718$132
Taylor County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 42718$142
Taylor County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$475,000
2026-06-14Listed for sale$499,900
2008-06-03Sold$245,000

For Sale by Agent

AgentLarry Mccauley
BrokerageExit Realty McCauley

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