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153 Armory Hl, Springfield, KY, 40069

3beds
2baths
1,710sqft
$184,900
$108price/sqft
$1,449/moest. monthly cost
$57,960/yrincome needed

About This Home

Come hunker down at this charming home located on Armory Hill close to downtown of beautiful Springfield, Kentucky! In the heart of the home is an adorable kitchen showcasing a wonderful assortment of elegant cabinetry that also sport contrasting black handles for a tasteful pop! The subway tile backsplash adds an elevated touch while the window sill accents as a darling feature and providing a view into the living room. Speaking of which... the living room is a spacious yet cozy area filtering in soothing natural light that glows on the smooth laminate floor to make this a great spot to hangout with friends and family. This area also has handy closet space and a cute full bath featuring a nice tub/shower combo caressed by delightfully vintage tile. Rounding out this side of the home is a spacious bedroom with utility hookups giving you the option to customize an extravagant laundry room. Connecting to the other side of the kitchen is an intimate dining room with classic hardwood brightened by an array of sun-enticing windows. This is also a splendid area for furniture arrangements plus having a lovely built-in display making it another great spot to host and entertain! Flowing from the dining room are 2 more generously sized bedrooms having more of that timeless hardwood and accompanied by another full bath. The upstairs is a partly finished area offering loads of storage space that could also be finished to give a fabulous playroom for the kids. Making our way down to the basement is where you will find immense space teeming with potential as it is fantastic for storage, tinkering jobs, shelter during inclement weather, and maybe even a home gym! As an added bonus... there is a carport attached to the home that could double as a covered patio for even more fun and entertainment! All that is left is to call TREY ABELL for all the details on your new home today! *NOTE: THE SELLERS RESERVE THE REFRIGERATOR IN THE KITCHEN - REFRIGERATOR IN THE BASEMENT WILL BE PUT IN THE KITCHEN - WE DO NOT PAY COMMISSION ON SELLER PAID CLOSING COSTS AND PRE-PAID ITEMS - LISTING BROKER: 2.25% SELLING BROKER: 2.25%***

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Stone Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Laminate,Tile
  • Finished area above ground: 1,710

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 18L024
  • Lease amount: 0

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 1
  • Parking features: Built In (Basement)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$190$2,280
Property Taxes $171$2,052
Electricity $154$1,850
Total$1,449$17,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,680/yr
40% on housing$43,470/yr
45% on housing$38,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 40069$172
Washington County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 40069
Washington County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Price change$189,900
2026-02-07Listed for sale$199,900
2019-01-03Sold$79,700
2018-11-27Pending sale$80,000
2018-11-15Listed for sale$80,000

For Sale by Agent

AgentCharles Lancaster, Jr
BrokerageThe Lancaster Agency Inc

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