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309 E Grundy Ave, Springfield, KY, 40069

4beds
3baths
2,317sqft
$274,500
$118price/sqft
$2,077/moest. monthly cost
$83,080/yrincome needed

About This Home

Located in the heart of Springfield, this move-in ready brick ranch offers charm, updates, and flexible living space! Featuring 4 bedrooms and 3 full baths, the home includes a beautifully remodeled kitchen with custom island/bar, spacious living room, and a stunning main bath fully remodeled last year. Three bedrooms are located on the main level along with an additional full bath and laundry area. Enjoy breathtaking views of Kalarama Farms from the deck. The partially finished basement offers a 4th bedroom, full bath, living area ideal for an in-law suite, plus a storm shelter and abundant storage. Security system remains. Carport included for added convenience and protection from the elements.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Basement

Features

  • Finished area below ground: 600
  • Finished area above ground: 1,717

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,717
  • Total interior livable area: 2,317 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 18G069

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared
  • Lot size dimensions: 70 x 145

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance *$282$3,384
Property Taxes $225$2,700
Electricity $182$2,195
Total$2,077$24,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,211/yr
40% on housing$62,310/yr
45% on housing$55,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 40069$171
Washington County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 40069
Washington County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$269,500
2026-06-02Listed for sale$274,500
2026-05-27Pending sale$274,500
2026-05-21Listed for sale$274,500
2026-05-12Pending sale$274,500
2026-05-11Listed for sale$274,500
2017-07-24Sold$145,000

For Sale by Agent

AgentKara Rucker Hamilton
BrokerageArea One Realty, LLC

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