See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

206 E Grundy Ave, Springfield, KY, 40069

4beds
3baths
2,142sqft
$275,000
$128price/sqft
$2,066/moest. monthly cost
$82,640/yrincome needed

About This Home

This charming 4-bedroom home in the heart of downtown Springfield offers space, character, and convenience all in one. Featuring over 2,100 finished square feet across multiple levels, the home includes a partially finished walk-out basement, providing flexible living or entertaining space. The interior showcases a mix of hardwood and carpet flooring, a cozy family room with fireplace, and a functional layout ideal for everyday living. The kitchen comes fully equipped, with all appliances conveying, making this a true move-in ready opportunity. Additional highlights include a detached garage, driveway parking, and a spacious lot just under a quarter acre. With public utilities, both electric and natural gas systems, and a prime location close to local amenities, this property offers the perfect blend of comfort and accessibility.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Oven,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Den
  • Fireplace: Yes
  • Finished area below ground: 492
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,142
  • Total interior livable area: 2,142 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 18G008

Features

  • Levels: Three Or More

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$283$3,396
Property Taxes $224$2,688
Electricity $169$2,029
Total$2,066$24,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,834/yr
40% on housing$61,980/yr
45% on housing$55,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 40069$170
Washington County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 40069
Washington County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$299,900
2026-04-18Price change$309,900
2026-04-03Listed for sale$324,900
2021-05-25Sold$205,000
2021-05-25Pending sale$205,000
2021-05-25Price change$205,000
2021-05-06Pending sale$219,000
2021-04-12Price change$219,000
2021-01-11Price change$229,000
2020-09-21Listed for sale$239,000
2016-10-19Listing removed$190,000
2016-07-21Price change$190,000
2016-05-06Listed for sale$199,000
2013-08-19Sold$137,000
2007-06-25Sold$130,000

For Sale by Agent

AgentTaylor Peoples
BrokerageOak & Acre

Similar Homes