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2971 Pottsville Rd, Springfield, KY, 40069

2beds
2baths
831sqft
$95,000
$114price/sqft
$815/moest. monthly cost
$32,600/yrincome needed

About This Home

Looking for a peaceful country setting with endless potential? This charming 2-bedroom, 1.5-bath home offers approximately 830 square feet of living space and sits on a beautiful 1-acre lot alongside a scenic creek, just minutes from historic Perryville. Enjoy relaxing outdoors on the spacious wraparound deck or unwind by the fire pit on a second deck overlooking the water. The property also features multiple storage sheds, a detached carport, and plenty of room to enjoy the outdoors. Whether you're looking for a weekend retreat, investment opportunity, or a place to customize and make your own, this property offers incredible possibilities at an affordable price. The home does need repairs and updates and is best suited for cash or conventional financing. Ideal for investors, DIY enthusiasts, or buyers looking to build sweat equity and create their dream home in a beautiful rural setting. Don't miss this opportunity to own a creekside property with tons of character and potential just a short drive from Perryville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Range

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 831

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 831
  • Total interior livable area: 831 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 47031

Features

  • Levels: Two
  • Exterior features: Fire Pit

Lot

  • Lot size: 1 Acres
  • Features: Secluded

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$97$1,164
Property Taxes $84$1,008
Electricity $154$1,850
Total$815$9,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,942/yr
40% on housing$24,450/yr
45% on housing$21,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 40069$174
Washington County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 40069
Washington County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$89,900
2026-07-08Price change$95,000
2026-06-05Listed for sale$99,000
2023-07-14Sold$77,500
2023-06-16Pending sale$95,000
2023-06-02Listed for sale$95,000
2023-05-21Pending sale$95,000
2023-05-15Listed for sale$95,000
2017-12-01Sold$34,000
2017-09-13Listed for sale$39,500
2016-11-09Sold$45,000
2008-06-24Sold$17,000

For Sale by Agent

AgentJason Crask
BrokerageTHRIVE Realty

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