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6300 McCowans Ferry Rd, Versailles, KY, 40383

2beds
1baths
2,081sqft
$1,680,000
$807price/sqft
$10,844/moest. monthly cost
$433,760/yrincome needed

About This Home

Beautiful 56-acre farm in the Mortonsville community just outside of Versailles featuring over 1,400 feet of road frontage. The property includes a historic home with the main section built circa 1827, offering an opportunity for restoration. Mostly pasture land and currently used for cattle, the farm is zoned SC (Small Community), allowing for a variety of potential uses subject to zoning regulations. Improvements include cattle fencing, waterers, a 6-bent barn, a 4-bent barn, several additional outbuildings, and two ponds, including one approximately 2 acres in size. Conveniently located about 15 minutes from Versailles. Shown by appointment only. Property sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Year built: 1827

Materials

  • Foundation: Block,Stone
  • Roof: Metal
  • Construction materials: Aluminum Siding,Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Sump Pump,Unfinished,Walk-Up Access

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Entrance Foyer,Eat-in Kitchen
  • Window features: Window Treatments,Blinds
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,081

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane,Propane Tank Owned
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,081
  • Total interior livable area: 2,081 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 22000000100

Features

  • Levels: One and One Half
  • Fencing: Partial,Wood,Wire
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm,Water
  • Has water view: Yes
  • Water view: Water
  • Horses can be raised: Yes

Lot

  • Lot size: 56 Acres
  • Features: Few Trees

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,494$101,928
Home Insurance *$746$8,952
Property Taxes $1,440$17,280
Electricity $164$1,972
Total$10,844$130,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,794/yr
40% on housing$325,320/yr
45% on housing$289,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$807This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$234
Woodford County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Listed for sale$1,680,000

For Sale by Agent

AgentDavid W Humes
BrokerageChristies International Real Estate Bluegrass

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