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755 Delaney Ferry Rd, Versailles, KY, 40383

6beds
4baths
5,507sqft
$1,590,000
$289price/sqft
$10,475/moest. monthly cost
$419,000/yrincome needed

About This Home

Set on approximately 17.5 acres in the Versailles-Mortonsville area, this property includes two residences, multiple outbuildings, and a variety of functional outdoor features. The Main House, originally constructed in 1830, has been updated with modern improvements including sprayed foam insulation (2024), a stove purchased in 2023, and a refrigerator purchased in 2025. The home offers four bedrooms, two full bathrooms, one half bath, a formal dining room, living room, family room with tall ceilings, and an updated kitchen with marble countertops, stainless steel appliances, and a large walk in pantry with a second refrigerator. The fully renovated Cottage (completed July 2022) is located across from the KOI pond and waterfall and is included in the overall square footage. It features reclaimed barnwood flooring, an open floor plan with a large family room, and a custom kitchen with Café appliances, double oven, farmhouse sink, shiplap walls, and a 10.5 foot reclaimed barnwood island with storage. The Cottage includes two bedrooms and one full bathroom with double vanities and a rain head shower. Additional improvements include a newly painted 3 car detached garage with new flooring, heating and cooling, and over 600 square feet of finished space on the upper level suitable for a variety of uses. The property also includes an older 8 stall barn with a metal roof, a run in shed, a walnut grove with approximately 160 walnut trees, and a KOI pond updated in 2022 with a new pump and filtration system. An outdoor pavilion has been recently added. The location provides access to the amenities of Versailles, Mortonsville, and surrounding Central Kentucky destinations. This is a Bluegrass Trust home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
6/10
10/10

Construction

Condition

  • Year built: 1830

Materials

  • Foundation: Block,Stone
  • Roof: Dimensional Style
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Double Oven,Dishwasher,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom4

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 7
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,507

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total structure area: 5,507
  • Total interior livable area: 5,507 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Utility Room

  • Level: First

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 22000009001

Features

  • Levels: Two
  • Exterior features: Fire Pit,Garden
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 17.50 Acres
  • Features: Landscaped,Wooded,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,039$96,468
Home Insurance *$706$8,472
Property Taxes $1,296$15,552
Electricity $434$5,218
Total$10,475$125,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$359,142/yr
40% on housing$314,250/yr
45% on housing$279,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$248
Woodford County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$1,590,000
2023-06-16Sold$1,250,000
2023-05-25Contingent$1,350,000
2023-05-09Listed for sale$1,350,000
2020-10-05Sold$740,000
2020-08-16Pending sale$750,000
2020-08-12Price change$750,000
2020-08-05Listed for sale$775,000
2000-12-21Sold$300,000

For Sale by Agent

AgentDavid W Humes
BrokerageChristies International Real Estate Bluegrass

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