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708 S Polk St, Rayne, LA, 70578

3beds
2baths
1,791sqft
$199,000
$111price/sqft
$1,483/moest. monthly cost
$59,320/yrincome needed

About This Home

Comfortable single-family home located in a quiet, family neighborhood in Rayne. The home is 1,791 SF, and was fully remodeled in 2019, including new plumbing and electrical upgrades. A new architectural shingle roof was installed in 2021. The home is currently 2 bedrooms. The dining/office can be converted to a bedroom with the addition of a closet. The home is positioned near several schools, churches, and amenities in the area, and is only a few minutes South of I10 and just South of Hwy 90. The location for any work commuter within Acadia Parish or Lafayette is ideal.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

9/10
2/10
Armstrong Middle SchoolGrades 6-81.2 mi
4/10
Rayne High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,791 sqft

Property

Details

  • Parcel number: 0170040300

Lot

  • Lot size: 9,200 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$271$3,252
Property Taxes $59$708
Electricity $147$1,773
Total$1,483$17,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,845/yr
40% on housing$44,490/yr
45% on housing$39,546/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 70578$94
Acadia Parish$87

vs Homes Sold Last Month

Median $/sqft

ZIP 70578$126
Acadia Parish$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$199,000
2026-03-08Price change$205,000
2026-01-06Listed for sale$215,000
2019-09-10Sold--
2018-08-08Sold--

For Sale by Owner

AgentProperty Owner

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