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1009 Oak St, Deridder, LA, 70634

2beds
1baths
985sqft
$85,000
$86price/sqft
$676/moest. monthly cost
$27,040/yrincome needed

About This Home

A well designed small modular home. The home has a clean, modern farmhouse or contemporary design with a covered front porch that creates an inviting entrance. Stepping inside, you're greeted by an open-concept great room where the living room, dining area, and kitchen flow together. The kitchen is designed for both everyday living and entertaining and the dining area will accommodates a table for 4-6 people. The Primary bedroom had adequate space for a king or queen-sized bed and the second bedroom is flexible enough for guests, children, or a home office.This is truly a MUST SEE!!!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Deridder High SchoolGrades 8-122.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: P&B,Slab
  • Roof: Metal,Other
  • Construction materials: Brick,Vinyl Siding,Paneling,Sheetrock

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Wall Oven/Cooktop,Gas Range

Bathroom

  • Level: M
  • Area: 107.07
  • Dimensions: 7.1 x 15.08

Bedroom

  • Level: M
  • Area: 141.93
  • Dimensions: 14.08 x 10.08

Bedroom

  • Level: M
  • Area: 91.74
  • Dimensions: 10.07 x 9.11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Blinds/Drapes: Yes
  • Flooring: Carpet/Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 985
  • Total interior livable area: 985 sqft

Kitchen

  • Level: M
  • Area: 132.33
  • Dimensions: 12.03 x 11

Living Room

  • Level: M
  • Area: 254.59
  • Dimensions: 23.04 x 11.05

Utility Room

  • Level: M
  • Area: 25.86
  • Dimensions: 5.11 x 5.06

Property

Details

  • Parcel number: 0337874085
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Yes

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 0.25

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Fire
Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$86$1,032
Property Taxes $14$168
Electricity $147$1,773
Total$676$8,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,177/yr
40% on housing$20,280/yr
45% on housing$18,026/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 70634$100
Beauregard Parish$101

vs Homes Sold Last Month

Median $/sqft

ZIP 70634$122
Beauregard Parish$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$85,000

For Sale by Agent

AgentRegina Patterson
BrokerageExit Real Estate Consultants

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