213 Bank St, Lake Charles, LA, 70607
About This Home
Welcome to 213 Bank St. Lake Charles, LA 70607! A charming 2-bedroom, 1-bath elevated home offering 1,040 square feet of comfortable living space on a .14-acre lot. Raised 12 feet off the ground, this property not only offers peace of mind but also features a spacious screened-in area below the home, perfect for relaxing, entertaining, or catching the breeze. A convenient attached storage room and a full walk-around exterior makes maintenance and cleaning a breeze. The home includes a camper shed that will be sold with the property and boasts a new roof installed in 2020. Located in a quiet, golf cart-friendly neighborhood, you'll love the strong sense of community and the unbeatable access to the outdoors. Just a short walk brings you to a private community wharf (with a low yearly access fee), and you're only minutes from a community boat launch, with optional covered boat slip rentals nearby. Whether you're an avid fisherman, boating enthusiast, or simply love being near the water, this home puts you in the heart of it all. Best of all, the community hosts an unforgettable Fourth of July fireworks display every year, a celebration you can enjoy from the comfort of your own front porch. Don't miss this rare opportunity to live the laid-back lake lifestyle in one of Lake Charles' most welcoming neighborhoods.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Slab,Pillar/Post/Pier,Raised
- Roof: Metal
- Construction materials: HardiPlank Type
Notable Dates
- Major remodel year: 2008
Type & Style
- Home type: SingleFamily
- Architectural style: Shotgun
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Bedroom
- Level: Upper
- Area: 130
- Dimensions: 9.9 x 13
Bedroom
- Level: Upper
- Area: 130
- Dimensions: 9.9 x 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Upper
- Area: 108
- Dimensions: 9 x 12.3
Features
- Bathtub,Ceiling Fan(s),Shower in Tub,Storage,Breakfast Counter / Bar,Eating Area In Dining Room
- Window features: Insulated Windows,Shutters
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,040 sqft
Kitchen
- Level: Upper
- Area: 153
- Dimensions: 9 x 17
Living Room
- Level: Upper
- Area: 171
- Dimensions: 19.4 x 9.1
Property
Details
- Parcel number: 400014730
- Zoning description: Residential
- Special condition: Standard
- Exclusions: No exclusions noted
Features
- Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened,Wrap Around,Wood,Patio
- Fencing: Chain Link,Fenced
- Has view: Yes
- View description: Neighborhood,Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake,Lake Privileges,Navigable Water
Lot
- Lot size: 6,098 sqft
- Features: Back Yard,Front Yard,Lawn,Wooded
- Lot size dimensions: 61 x 100
Parking
- Total spaces: 3
- Parking features: Covered,Carport,Driveway,Private,RV Access/Parking
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Coastal Flooding
- Hurricane
- Strong Wind
- Tornado
- Wildfire
- Cold Wave
- Drought
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Louisiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,008 | $12,096 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $71 | $852 |
| Electricity | $147 | $1,773 |
| Total | $1,472 | $17,664 |
Income You'd Need if You Spent...
Louisiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-17 | Price change | $217,000 |
| 2025-07-08 | Price change | $225,000 |
| 2025-06-11 | Listed for sale | $240,000 |
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