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287 Trace Ridge Rd, Hoover, AL, 35244

4beds
5baths
6,556sqft
$899,000
$137price/sqft
$6,141/moest. monthly cost
$245,640/yrincome needed

About This Home

Priced below Appraisal, this 6,500 sqft Designer Home is by far one of the most customized homes in the area. With all the extra bonus spaces, this could be a 7 bedroom house. Professionally decorated and easy to live in, with Master, Laundry room, and 2-car garage all on main level. The spacious kitchen with eat-in area and walk in pantry, has an inviting sunroom with vaulted ceilings connected. Upstairs there are 3 bedrooms with walk-in closets, a secret playroom, and a heated and cooled bonus room ideal for storage/crafting. The finished basement is the ultimate man cave/playroom, with a 100 inch cinema (4K projector, 5.1 surround), office/studio, full bath, and an additional 800 square feet of unfinished storage. Overlooking the private fenced-in backyard is an open deck, which sits on a screened-in patio with hot tub (to stay). Willow Trace also boasts a beautiful neighborhood pool with tennis courts. Call to inquire and request a showing. Agents, please refer to "Agent Notes".

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
8/10
Hoover High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Basement
  • Construction materials: EIFS,HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),2+ Water Heaters,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 2632

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Block,Daylight

Bathroom1

  • Level: First

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Multiple Staircases,Recessed Lighting,Textured Walls,High Ceilings,Cathedral/Vaulted,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Linen Closet,Separate Shower,Double Vanity,Shared Bath,Sitting Area in Master,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Marble (FIREPL),Family Room,Gas,Outside
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 1,796
  • Finished area above ground: 4,760

Heating & Cooling

  • Heating features: 3+ Systems (HEAT),Central,Electric,Natural Gas,Heat Pump
  • Cooling features: 3+ Systems (COOL),Central Air,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 6,556 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Accessibility

  • Accessibility features: Support Rails

Details

  • Parcel number: 3900271000003.062
  • Special condition: N/A
  • Other equipment: Home Theater

Features

  • Levels: 2+ story
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Covered,Open (PATIO),Screened,Patio,Open (DECK),Deck
  • Exterior features: Lighting,Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.36 Acres
  • Features: Interior Lot,Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$429$5,148
Property Taxes $434$5,208
Electricity $733$8,803
Total$6,141$73,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,548/yr
40% on housing$184,230/yr
45% on housing$163,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 35244$186
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35244$183
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$935,000
2026-01-12Listing removed$899,000
2025-11-18Price change$899,000
2025-08-27Price change$935,000
2025-07-18Listed for sale$985,000
2023-02-08Listing removed--
2022-11-17Listed for sale$795,000
2019-12-22Listing removed$549,000
2019-10-08Listed for sale$549,000

For Sale by Agent

AgentDaniel Friday
BrokerageKeller Williams Realty Vestavia

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