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102 Belle Haven Dr, Ruston, LA, 71270

3beds
3baths
3,148sqft
$399,000
$127price/sqft
$2,760/moest. monthly cost
$110,400/yrincome needed

About This Home

Welcome home to this spacious 3-bedroom, 2-bath home offering 3,148 heated square feet in one of Ruston's most sought-after neighborhoods. Designed with family living in mind, the oversized family room provides the perfect gathering place for movie nights, holidays, and making lifelong memories, while overlooking the large, fenced backyard where kids and pets can play safely. Enjoy mornings with coffee or evenings around the fireplace on the covered back patio, ideal for entertaining or relaxing with loved ones. The home also features a dedicated office, a convenient mudroom, and an oversized 3-car garage with central heating and air, plus a workshop space that's perfect for hobbies, projects, or extra storage. While this home could use a little TLC and updating, it offers incredible space, a fantastic floor plan, and an unbeatable location—making it the perfect opportunity for a family to make it their own and create the home of their dreams.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
5/10
8/10
Ruston High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Slab
  • Roof: Architecture Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Electric Range,Gas Water Heater
  • Laundry features: Washer/Dryer Connect

Bedroom

  • Level: First
  • Area: 184

Bedroom1

  • Level: First
  • Area: 184

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: First
  • Area: 187

Family Room

  • Level: First
  • Area: 725

Features

  • Wet Bar,Ceiling Fan(s)
  • Window features: Double Pane Windows,Negotiable
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,748
  • Total interior livable area: 3,148 sqft

Kitchen

  • Level: First
  • Area: 176

Living Room

  • Level: First
  • Area: 232

Master Bedroom

  • Level: First
  • Area: 222

Property

Details

  • Parcel number: 13183016029
  • Zoning: res
  • Zoning description: res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered,Covered Deck
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 0.64 Acres
  • Features: Sprinkler System,Professional Landscaping,Irregular Lot

Parking

  • Total spaces: 3
  • Parking features: Hard Surface Drv.,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Heat Wave
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$353$4,236
Property Taxes $152$1,824
Electricity $238$2,856
Total$2,760$33,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,628/yr
40% on housing$82,800/yr
45% on housing$73,600/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 71270$145
Lincoln Parish$152

vs Homes Sold Last Month

Median $/sqft

ZIP 71270$143
Lincoln Parish$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$374,789
2026-07-10Listed for sale$399,000
2023-04-28Sold--
2023-03-09Price change$375,000
2023-01-19Price change$387,000
2022-11-10Price change$399,000
2022-10-10Listed for sale$425,000

For Sale by Agent

AgentSandy Johnson
BrokerageColdwell Banker Group One Realty

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