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327 Jefferson Oaks Dr, Ruston, LA, 71270

5beds
5baths
5,240sqft
$729,500
$139price/sqft
$5,008/moest. monthly cost
$200,320/yrincome needed

About This Home

Everything about this splendid custom built home is large, with plenty of room to spread out! You'll find two primary suites (one up and one down) each with a fireplace, sitting room and beautifully appointed bathroom. Spacious kitchen and breakfast area open to the family room (with built-ins and fireplace) and has abundant natural lighting. Oversized closets, pantry and storage throughout the home. Two additional living spaces... need an exercise room, game room, office or multi-purpose space?... it has it all! There are 4 HVAC units and 2 gas water heaters. Annual HOA fee of $200 covers entrance landscaping and maintenance as well as street light utility usage. Roof was replaced 2 years ago. Security system in place. Three car garage with climate controlled storage overhead. Professionally landscaped lawn has an irrigation system. A great place to call home!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
5/10
8/10
Ruston High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Architecture Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Range Hood,Double Oven,Gas Water Heater

Bedroom

  • Level: Second
  • Area: 225

Bedroom1

  • Level: Second
  • Area: 144

Bedroom2

  • Level: First
  • Area: 240

Bedroom3

  • Level: First
  • Area: 192

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Dining Room

  • Level: First
  • Area: 152.32

Family Room

  • Level: First
  • Area: 725

Features

  • Central Vacuum,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,All Stay
  • Number of fireplaces: 3
  • Fireplace features: Three or More,Family Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,895
  • Total interior livable area: 5,240 sqft

Kitchen

  • Level: First
  • Area: 224

Living Room

  • Level: First
  • Area: 162.4

Master Bedroom

  • Level: Second
  • Area: 360

Property

Details

  • Parcel number: 02183300023
  • Zoning: Res.
  • Zoning description: Res.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered,Open Patio
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1.37 Acres
  • Features: Professional Landscaping,Cleared
  • Lot size dimensions: 175 x 322 x 175 x 324.5

Parking

  • Total spaces: 3
  • Parking features: Hard Surface Drv.,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,688$44,256
Home Insurance *$645$7,740
Property Taxes $279$3,348
Electricity $396$4,754
Total$5,008$60,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,702/yr
40% on housing$150,240/yr
45% on housing$133,546/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 71270$145
Lincoln Parish$152

vs Homes Sold Last Month

Median $/sqft

ZIP 71270$143
Lincoln Parish$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$729,500
2026-02-12Listed for sale$749,900
2025-09-12Listing removed$849,000
2025-04-14Listed for sale$849,000
2025-03-28Pending sale$849,000
2025-03-28Listing removed$849,000
2024-09-28Price change$849,000
2024-04-02Listed for sale$899,500
2019-08-19Listing removed$635,000
2018-09-07Price change$635,000
2018-08-15Listed for sale$660,000
2015-05-09Listing removed$716,000
2015-04-10Price change$716,000
2015-02-05Listed for sale$728,000
2007-12-06Sold--
2006-09-29Sold--

For Sale by Agent

AgentBobbie Dyer
BrokerageLincoln Realty

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