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147 Payne Dr, Natchitoches, LA, 71457

3beds
2baths
1,127sqft
$55,000
$49price/sqft
$490/moest. monthly cost
$19,600/yrincome needed

About This Home

Opportunity awaits in this three bedroom, two bath home with carport parking. Some work/refreshing is required to make this home move in ready but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Lower
  • Dimensions: 10x10

Bedroom

  • Level: Lower
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,127
  • Total interior livable area: 1,127 sqft

Kitchen

  • Level: Lower
  • Dimensions: 10x10

Living Room

  • Level: Lower
  • Dimensions: 13 X 12

Master Bedroom

  • Level: Lower
  • Dimensions: 11 X 11

Property

Details

  • Parcel number: 0010237300
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,099 sqft
  • Features: Outside City Limits,Rectangular Lot
  • Lot size dimensions: 9100

Parking

  • Total spaces: 1
  • Parking features: Carport,One Space
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$47$564
Property Taxes $18$216
Electricity $147$1,773
Total$490$5,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,800/yr
40% on housing$14,700/yr
45% on housing$13,066/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 71457$125
Natchitoches Parish$127

vs Homes Sold Last Month

Median $/sqft

ZIP 71457$116
Natchitoches Parish$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-27Listing removed--
2025-01-10Pending sale--
2017-12-29Sold--
2017-05-30Listed for sale$80,000

Unknown Listed By

AgentDana Rowell
BrokerageREALHome Services and Solutions, Inc.

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