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407 W 5th Ave, Derry, PA, 15627

2beds
1baths
1,212sqft
$149,900
$124price/sqft
$1,206/moest. monthly cost
$48,240/yrincome needed

About This Home

Adorable, turnkey, and move-in ready, this charming two-story home is perfectly situated on a quiet street within walking distance of downtown Derry. Offering a wonderful blend of comfort and convenience, this home is ready for its next owner to enjoy. The main level features a spacious living room, a huge eat-in kitchen with plenty of room for gathering, and a massive family room at the rear of the home overlooking the backyard. Upstairs, you'll find two generously sized bedrooms and an updated full bathroom. The basement provides abundant storage space, while outside you'll discover a virtually table-top flat backyard perfect for children, pets, gardening, or entertaining. The above-ground pool creates the ideal spot to cool off and relax during the summer months. With its desirable location, functional layout, and move-in-ready condition, this charming home is sure to attract attention quickly. Don't miss your opportunity to make it yours!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Grandview El SchoolGrades K-51.2 mi
6/10
Derry Area Middle SchoolGrades 6-80.9 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 1,212 sqft

Property

Details

  • Parcel number: 0601140264

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool

Lot

  • Lot size: 6,000 sqft
  • Lot size dimensions: 40 x 150

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$76$912
Property Taxes $149$1,788
Electricity $224$2,692
Total$1,206$14,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,348/yr
40% on housing$36,180/yr
45% on housing$32,160/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 15627$86
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15627$101
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$149,900
2026-06-25Listed for sale$149,900
2025-06-25Sold$136,000

For Sale by Agent

AgentSteve Limani
BrokerageREALTY ONE GROUP GOLD STANDARD

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