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E12814 Chapel Rd, Shingleton, MI, 49884

3beds
3baths
3,600sqft
$599,900
$167price/sqft
$4,115/moest. monthly cost
$164,600/yrincome needed

About This Home

This Beautiful Koski Log Home located in the center of Pictured Rocks National Lakeshore sets on 20 acres of wooded land. Man level features quartz countertops, open concept with cathedral ceilings featuring a beautiful stone fireplace, in the center of the home, a sun room and a master bedroom with full bath. 2nd floor features a loft and bedroom with full bath. The walkout basement also features a fireplace with bunks for more sleeping, gameroom, a nonconforming bedroom, laundry and storage rooms. Enjoy nature on the 12' wrap around deck. Two 30x40 garages one with water, insulated and a wood stove for heat, a lean-to. Home is currently a vacation rental.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Basement
  • Construction materials: Log,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dryer,Negotiable (Appliances),Range/Oven,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First
  • Area: 168

Bedroom2

  • Level: Second
  • Area: 420

Bedroom3

  • Level: Second
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral/Vaulted Ceiling,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Boiler,Radiant,Radiant Floor,Propane,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 00605800100
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 662

Lot

  • Lot size: 20.10 Acres
  • Lot size dimensions: 663 x 1320 x 662 x 1320

Parking

  • Total spaces: 2.5
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Alger County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$246$2,952
Property Taxes $444$5,328
Electricity $392$4,712
Total$4,115$49,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,085/yr
40% on housing$123,450/yr
45% on housing$109,733/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 49884
Alger County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 49884
Alger County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$599,900
2023-11-01Pending sale$489,000
2023-10-09Price change$489,000
2023-10-05Listed for sale$559,000
2023-10-04Contingent$559,000
2023-09-13Pending sale$559,000
2023-09-12Contingent$559,000
2023-08-10Price change$559,000
2023-07-26Price change$595,000
2023-06-28Listed for sale$649,900

For Sale by Agent

AgentMELINDA SAVOLA
BrokeragePICTURED ROCKS REAL ESTATE

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