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10097 Valleypark Dr, Mancelona, MI, 49659

4beds
2baths
1,073sqft
$295,000
$275price/sqft
$2,028/moest. monthly cost
$81,120/yrincome needed

About This Home

4-bedroom, 2-bath home in Lakes of the North offering comfort, space, and year-round enjoyment. Features include a 2-car attached garage, ideal for Northern Michigan winters, and a full basement with great potential for additional finished living space. The fourth bedroom is located in the basement and is non-conforming, offering flexibility for guests, office space, or hobbies. Enjoy all that Lakes of the North has to offer, including access to golf, indoor pool, clubhouse, trails, and outdoor recreation in every season. Whether you’re looking for a full-time residence or a Northern Michigan getaway, this property offers a great opportunity to be part of a well-known community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Mancelona Middle SchoolGrades PK,5-88.9 mi
4/10
Mancelona High SchoolGrades 9-129.4 mi
8/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished Rooms

Bedroom2

  • Level: Main
  • Area: 90

Bedroom3

  • Level: Main
  • Area: 90

Bedroom4

  • Level: Lower
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • None,High Speed Internet
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Finished area below ground: 200
  • Finished area above ground: 873

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,073
  • Total interior livable area: 1,073 sqft

Kitchen

  • Level: Main
  • Area: 196

Living Room

  • Level: Main
  • Area: 210

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main
  • Area: 208

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051150015600
  • Zoning description: Residential,Deed Restrictions,Outbuildings Allowed

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered,Porch
  • Waterfront features: None

Lot

  • Lot size: 0.55 Acres
  • Features: Corner Lot,Cleared,Subdivided
  • Lot size dimensions: 190 x 110 x 220 x 80

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete Floors,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$88$1,056
Property Taxes $261$3,132
Electricity $188$2,259
Total$2,028$24,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,531/yr
40% on housing$60,840/yr
45% on housing$54,080/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 49659$144
Antrim County$330

vs Homes Sold Last Month

Median $/sqft

ZIP 49659
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$299,900
2005-06-17Sold$112,000

For Sale by Agent

AgentHolly Clouthier
BrokerageREO-TCRandolph-233022

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