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10518 Timberline Dr, Elmira, MI, 49730

1beds
1baths
830sqft
$194,000
$234price/sqft
$1,363/moest. monthly cost
$54,520/yrincome needed

About This Home

Move-in ready home with garage-under design in the heart of Lakes of the North! This 830 sqft living space offers an efficient and inviting layout, ideal for first-time buyers, a weekend retreat, or low-maintenance living. The upper-level main living area features beautiful rustic floors, a bright and open feel, and tasteful finishes throughout. The built-in and heated, 500 sqft garage offers valuable storage for small vehicles, tools, toys and outdoor gear, and with laundry conveniently located aiding in functionality with convenient access. Enjoy all the amenities Lakes of the North has to offer, including a pool, clubhouse, restaurant, golf course, and year-round outdoor recreation. With nearby access to snowmobile and side-by-side trails, this property is perfectly suited for those who love Northern Michigan living. Whether you’re looking for a primary residence, getaway, or investment opportunity...this one checks the boxes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Alba SchoolGrades PK-124.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Vaulted Ceiling(s),WiFi
  • Flooring: Wood,Tile,Concrete
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 830

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 830
  • Total interior livable area: 830 sqft

Kitchen

  • Level: Main
  • Area: 110

Living Room

  • Level: Upper
  • Area: 375

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Upper
  • Area: 208

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051325020100 & 20000
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.70 Acres
  • Features: Wooded,Subdivided
  • Lot size dimensions: 79' x 193'

Parking

  • Total spaces: 2
  • Parking features: Drive Under/Built-In,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$66$792
Property Taxes $129$1,548
Electricity $188$2,259
Total$1,363$16,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,731/yr
40% on housing$40,890/yr
45% on housing$36,346/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 49730$99
Antrim County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 49730
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$209,000
2006-12-14Sold$63,000

For Sale by Agent

AgentJamie Snook
BrokerageParadise Properties USA

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