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4614 Hopkins Ln, Kewadin, MI, 49648

2beds
1baths
1,000sqft
$840,000
$840price/sqft
$5,357/moest. monthly cost
$214,280/yrincome needed

About This Home

60' OF TORCH LAKE PARADISE! Get ready to swim, splash and boat on the gorgeous pure sand beach from this magical one-of-a-kind setting. You will enjoy relaxing on the spacious deck of this home with views down Torch Lake on the calm NW corner. Watch the kids swim from the beachside deck. Classic summer cottage with an extra guest house! Get ready to explore the Chain-of-Lakes during the day and gather around the firepit for storytelling and s’mores in the evening. A quick drive to great dining, parks, recreational trails, golf, skiing, cultural activities and shopping. This incredible piece of property will be a place to come together with your family year after year.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Central Lake Public SchoolGrades PK-124.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 209

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Cathedral Ceiling(s),High Speed Internet
  • Flooring: Carpet,Wood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051431205100
  • Zoning description: Residential

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports,Sandy Bottom
  • Waterbody name: Torch Lake
  • Frontage type: Waterfront
  • Frontage length: 60

Lot

  • Lot size: 8,712 sqft
  • Features: Wooded-Hardwoods,Level,Metes and Bounds
  • Lot size dimensions: 150 x 60 x 150 x 35

Parking

  • Parking features: None,Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$362$4,344
Property Taxes $560$6,720
Electricity $188$2,259
Total$5,357$64,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,668/yr
40% on housing$160,710/yr
45% on housing$142,853/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$840This listing

vs Other Active Listings

Avg $/sqft

ZIP 49648$646
Antrim County$324

vs Homes Sold Last Month

Median $/sqft

ZIP 49648
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$825,000
2025-09-24Price change$840,000
2025-08-27Price change$870,000
2025-08-08Price change$895,000
2025-07-19Price change$949,900
2025-07-01Price change$995,000
2025-06-20Price change$1,095,000
2025-05-20Listed for sale$1,200,000
2023-10-19Sold$715,000
2023-10-03Pending sale$695,000
2023-09-06Listed for sale$695,000
2022-08-08Listing removed$625,000
2022-07-25Pending sale$625,000
2022-07-14Price change$625,000
2022-07-13Listed for sale$585,000
2011-12-08Sold$216,900
2011-09-12Price change$219,900
2011-06-25Price change$275,000
2011-05-22Listed for sale$294,000

For Sale by Agent

AgentDonald Fedrigon
BrokerageREMAX Of Elk Rapids

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