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5924 Elm St, Alba, MI, 49611

3beds
1baths
1,150sqft
$189,900
$165price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

Lots of room to roam, and it won't break the bank! This great home is currently a short term rental and has had good success, but would make a great starter family home with the layout. There is an extra large master bedroom, two other bedrooms, a large living area, large dining area, and a quaint kitchen all waiting for you and yours to come enjoy. The four seasons front porch is a great haven anytime of the year. The large 12 by 12 shed with loft sits to the back end of the awesome yard perfect for outdoor entertaining with the games and toys of your choice! Speaking of toys, you will be in the heart of snowmobile, razor, and 4-wheeling heaven right out your back door! There is a lot to love here, and you definitely won't want to miss out, so come on and take a look for yourself.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Alba SchoolGrades PK-120.1 mi

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Range

Basement

  • Has basement: Yes
  • Basement: Michigan

Bedroom

  • Area: 117

Bedroom1

  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 180

Features

  • Window features: Mini Blinds
  • Flooring: Wood

Heating & Cooling

  • Heating features: LP Gas,Hot Water Baseboard
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,150 sqft

Kitchen

  • Area: 150

Living Room

  • Area: 210

Master Bedroom

  • Area: 182

Property

Details

  • Parcel number: 050312500200

Features

  • Patio & porch: Patio

Lot

  • Features: Near Snowmobile Trails

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Landslide
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$56$672
Property Taxes $361$4,332
Electricity $188$2,259
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 49611
Antrim County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 49611
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$189,900
2021-08-24Sold$77,000
2018-05-07Sold$40,000

For Sale by Agent

AgentMarty Moody
BrokerageLynda's Real Estate Service

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