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3285 S East Torch Lake Dr, Bellaire, MI, 49615

5beds
3baths
2,943sqft
$850,000
$289price/sqft
$5,616/moest. monthly cost
$224,640/yrincome needed

About This Home

Here it is! 14+ acres of pure Northern Michigan beauty! This magnificent home offers the perfect blend of luxury, comfort, and access to nature, located just a stone's throw from stunning Torch Lake. Thoughtfully designed, the home features 5 spacious bedrooms, 2.5 bathrooms, with an open-concept layout highlighted by vaulted ceilings, abundant energy efficient windows that flood the space with natural light, designer kitchen showcasing granite countertops, custom stone backsplash,and a premium Kinetico reverse osmosis water system. Cozy up to the gas fireplace or unwind in the enclosed 3 season sun porch with rich hardwood floors, offering peaceful views of the surrounding landscape. Additional highlights include an attached 2 car garage with stairway access to upper level craft room/bedroom. The property truly shines with an impressive detached 30x48 Morton pole building complete with a heated workshop, 18x22 guest apartment with a/c and mini-split heat and ample storage for your boat and toys. Whether you're seeking a year-round residence or vacation retreat, this exceptional estate delivers space, style, and unmatched Northern Michigan charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Disposal,Dishwasher,Microwave,Washer,Dryer,Water Purifier
  • Laundry features: Lower Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 186

Bedroom3

  • Level: Upper
  • Area: 198

Bedroom4

  • Level: Upper
  • Area: 198

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 124.8

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Solarium/Sun Room,Granite Bath Tops,Granite Counters,Kitchen Island,Ceiling Fan(s),Cable TV,High Speed Internet,WiFi
  • Window features: Blinds
  • Flooring: Wood,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 256
  • Finished area above ground: 2,687

Heating

  • Heating features: Baseboard,Heat Pump,Natural Gas,Propane,Fireplace(s)

Interior Area

  • Total structure area: 2,943
  • Total interior livable area: 2,943 sqft

Kitchen

  • Level: Main
  • Area: 142.8

Living Room

  • Level: Main
  • Area: 246.5

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 577.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050722101110; 01115
  • Zoning description: Residential,Horses Allowed,Outbuildings Allowed

Features

  • Patio & porch: Deck,Covered,Screened
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 14.10 Acres
  • Features: Wooded-Hardwoods,Wooded,Rolling Slope,Sloped,Landscaped,Metes and Bounds
  • Lot size dimensions: 1859 x 328 x 1795 x 350

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Heated Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$310$3,720
Property Taxes $687$8,244
Electricity $321$3,852
Total$5,616$67,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,548/yr
40% on housing$168,480/yr
45% on housing$149,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 49615$340
Antrim County$328

vs Homes Sold Last Month

Median $/sqft

ZIP 49615
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,199,000

For Sale by Agent

AgentLinda Dean
BrokerageREO-TCBellaire-233025

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