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5658 S East Torch Lake Dr, Bellaire, MI, 49615

7beds
5baths
2,448sqft
$2,950,000
$1,205price/sqft
$20,728/moest. monthly cost
$829,120/yrincome needed

About This Home

WELCOME TO “SPARKLING WATERS” ON TORCH LAKE! Get ready to make a splash on your 141’ of sandy beach frontage with this incredible, one-of-a-kind property. The home is perfect for hosting family and friends, both inside and out! You will discover a spacious living room with a brick fireplace and vaulted ceilings. Enjoy family meals in the large dining room and enjoy fire in the brick fireplace. Well-appointed kitchen with eat-in area, stainless appliances and expansive cabinetry. The four-season sunroom will be the ideal place to enjoy family game night or cozy up with your favorite book. Additional amenities include an attached 2-car garage; multiple decks; spacious laundry room; hot tub and a large covered front porch. Start planning a barbecue on the large deck and enjoy the sunset over the Caribbean blue water of Torch Lake. The 1.33 acre setting with a generously sized yard, perfect for yard games; lovingly cared for gardens, and mature trees. Premier Torch Lake location with miles of shoreline to explore for all types of waterfront adventures. This is your opportunity to carry on the tradition of creating memories with family and friends from this historic home on the sandy shores of Torch Lake.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave,Washer,Dryer
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Walk-In Closet(s),Cable TV,High Speed Internet
  • Flooring: Carpet,Wood,Vinyl,Laminate
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Features: Private

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050733500300
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: All Sports,Sandy Bottom
  • Waterbody name: Torch Lake
  • Frontage type: Waterfront
  • Frontage length: 141

Lot

  • Lot size: 1.33 Acres
  • Features: Wooded,Subdivided
  • Lot size dimensions: 140 x 380 x 141 x 404

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,916$178,992
Home Insurance *$1,077$12,924
Property Taxes $4,468$53,616
Electricity $267$3,204
Total$20,728$248,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$710,674/yr
40% on housing$621,840/yr
45% on housing$552,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,205This listing

vs Other Active Listings

Avg $/sqft

ZIP 49615$275
Antrim County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 49615
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Price change$3,750,000
2025-08-20Listed for sale$3,900,000

For Sale by Agent

AgentDonald Fedrigon
BrokerageREMAX Of Elk Rapids

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