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4091 N Scenic Hwy, Honor, MI, 49640

3beds
1baths
1,008sqft
$549,900
$546price/sqft
$3,604/moest. monthly cost
$144,160/yrincome needed

About This Home

Rare location. Sleeping Bear Dunes National Lakeshore Park property is on two sides of this 1-acre homestead with private water frontage on a pond connected to Long Lake in Benzie County, an absolute gem for paddling, sailing and fishing. Many recent updates were made to this 3 bedroom air-conditioned home including new kitchen counters and appliances, a new bathroom with a walk-in tiled shower, plus all new flooring and paint. A convenient main floor stackable laundry unit is tucked in one of the bedrooms. Take advantage of future living space by finishing the full basement which has a walkout doorwall and window. Sit on the large deck and enjoy the view across the pond and lake. A detached 2-car garage secures your vehicles and outdoor toys. The newer house generator keeps things running when the power goes out. Shopping, dining and beautiful beaches are found in Beulah and Frankfort. Head to the village of Honor for more shopping and services and some Platte River paddling and fishing. Drive up to Empire on famed M22 to visit to the National Lakeshore Visitor Center, a gorgeous village beach on Lake Michigan, and Sleeping Bear beaches to the north.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
7/10
Frankfort High SchoolGrades 6-124.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Aluminum Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Microwave,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Daylight

Bedroom2

  • Level: Main
  • Area: 117.52

Bedroom3

  • Level: Main
  • Area: 106

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Other,Cable TV,High Speed Internet,WiFi
  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main
  • Area: 201.15

Living Room

  • Level: Main
  • Area: 248.16

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 111.21

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Full Bath,Handicap Access

Details

  • Parcel number: 101003700400
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Sidewalk
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Pond,Vegetation to Water Edge
  • Waterbody name: Private Pond
  • Frontage length: 150

Lot

  • Lot size: 1.20 Acres
  • Features: Level,Sloped,Metes and Bounds,Joins State/Federal Land
  • Lot size dimensions: 150 x 350

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Benzie County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$164$1,968
Property Taxes $472$5,664
Electricity $188$2,259
Total$3,604$43,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,565/yr
40% on housing$108,120/yr
45% on housing$96,106/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$546This listing

vs Other Active Listings

Avg $/sqft

ZIP 49640$220
Benzie County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 49640$224
Benzie County$298

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$549,900

For Sale by Agent

AgentChristine Stapleton
BrokerageStapleton Realty

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