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1693 Elm Rd, Frankfort, MI, 49635

3beds
4baths
3,122sqft
$949,000
$304price/sqft
$6,023/moest. monthly cost
$240,920/yrincome needed

About This Home

Perched atop 9.53 picturesque acres overlooking a serene valley and the charming city of Frankfort, this beautifully crafted 3,122 square foot custom home (built in 1997) offers privacy, space, and breathtaking views in every season. Featuring 3 bedrooms and 3.5 bathrooms, this thoughtfully designed home blends quality craftsmanship with everyday comfort. Rich hardwood floors and Andersen windows fill the interior with natural light while framing the surrounding hillside landscape. The spacious layout offers generous living and entertaining areas, creating a warm and inviting atmosphere. The large walkout basement expands the home’s versatility, complete with a kitchenette, additional bedroom, and full bathroom — ideal for guests, multi-generational living, or private retreat space. Step outside onto the expansive deck and take in Lake Michigan views — perfect for morning coffee or sunset evenings. A 2-car attached garage adds convenience, while the impressive 40x45 pole barn provides exceptional space for storage, recreational equipment, hobbies, or workshop needs. Enjoy biking distance access to nearby beaches including Frankfort Beach and Point Betsie. Crystal Lake and Crystal Mountain are just a short drive away, offering year-round recreation. Outdoor adventure awaits — kayak the Betsie River, witness the fall salmon runs in the Betsie and Platte Rivers, explore Sleeping Bear Dunes, or take a scenic drive along M-22. Frankfort’s downtown dining and shopping are just minutes away. Additional opportunity: An adjacent 9.94 acre parcel is available for purchase for $250,000.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
7/10
Frankfort High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Oven,Free Standing Refrigerator,Gas Cooktop,Microwave,Vented Exhaust Fan,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk Out Access

Bedroom

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Bedroom

  • Level: Basement
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Entry
  • Area: 240
  • Dimensions: 12 X 20

Features

  • Programmable Thermostat
  • Fireplace features: Family Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,136
  • Finished area above ground: 1,986

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 3,122 sqft

Kitchen

  • Level: Entry
  • Area: 96
  • Dimensions: 8 X 12

Laundry

  • Level: Entry
  • Area: 36
  • Dimensions: 6 X 6

Other

  • Level: Entry
  • Area: 30
  • Dimensions: 5 X 6

Other

  • Level: Basement
  • Area: 48
  • Dimensions: 6 X 8

Other

  • Level: Entry
  • Area: 30
  • Dimensions: 5 X 6

Other

  • Level: Entry
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Basement
  • Area: 36
  • Dimensions: 6 X 6

Primary Bathroom

  • Level: Second
  • Area: 80
  • Dimensions: 8 X 10

Primary Bedroom

  • Level: Second
  • Area: 196
  • Dimensions: 14 X 14

Property

Details

  • Parcel number: 0500135710
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Lighting
  • Fencing: Fencing Allowed

Lot

  • Lot size: 9.53 Acres
  • Features: Easement,Hilly Ravine,Part Larger Parcel,Splits Available,Wooded
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Direct Access,Driveway,Electricityin Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Benzie County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$277$3,324
Property Taxes $608$7,296
Electricity $340$4,086
Total$6,023$72,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,502/yr
40% on housing$180,690/yr
45% on housing$160,613/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 49635$360
Benzie County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 49635$292
Benzie County$298

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$949,000
2025-11-04Listing removed$1,349,900
2025-04-07Listed for sale$1,349,900

For Sale by Agent

AgentTyler Jeleniewski
BrokeragePreferred, Realtors® Ltd

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