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450 Sycamore Dr, Coldwater, MI, 49036

5beds
2baths
1,500sqft
$369,000
$246price/sqft
$2,883/moest. monthly cost
$115,320/yrincome needed

About This Home

LONG LAKE! Shady Oaks Golf Cart Community! 5 Bedrooms, 2 Full Bath Home with extra sleeping quarters above the 26x32 Garage. Home sits on a corner lot with a spacious fenced in yard at the end of the cul de sac with plenty of parking space, firepit, and large deck overlooking your own 24ft aluminum dock. Vaulted ceilings with open concept living, dining and eat-in kitchen. Large walk in pantry, laundry/utility room all on one level! New roof on Garage in fall of 2025! Don't miss your chance to own this lake home for Summer!! This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Legg Middle SchoolGrades 6-87.4 mi
6/10
Coldwater High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space,Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 5

Features

  • Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 110S2200005200

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Channel,Lake
  • Waterbody name: Long Lake

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot,Cul-De-Sac,Ground Cover
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$198$2,376
Property Taxes $632$7,584
Electricity $188$2,259
Total$2,883$34,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,845/yr
40% on housing$86,490/yr
45% on housing$76,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 49036$175
Branch County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 49036$158
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$395,000
2026-05-04Contingent$395,000
2026-03-30Listed for sale$395,000
2025-09-18Listing removed$410,000
2025-07-14Price change$410,000
2025-04-18Listed for sale$435,000

For Sale by Agent

AgentRachel Tell
BrokerageCase Realty Group

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