451 Maple Ln, Coldwater, MI, 49036
About This Home
Custom Stone A-Frame with Water Views, Two Dock Spaces & Golf Cart Included! Experience the best of lake living in this beautifully maintained custom-built A-frame located in the highly desirable Shady Oaks golf cart community on the Coldwater Chain of Lakes. Whether you’re looking for a year-round residence or the perfect weekend retreat, this fully furnished home is ready for you to start making memories. The striking stone exterior welcomes you into a warm and inviting interior featuring vaulted knotty pine ceilings, an open living space, and a charming spiral staircase leading to a spacious loft—ideal for additional sleeping space, a family room, or game room. With three bedrooms, two full baths, and approximately 1,500 square feet, there’s plenty of room for family and guests. Step outside to enjoy beautiful water views, a spacious patio, and easy access to your two private dock spaces, making boating, fishing, and relaxing on the water effortless. The attached garage, generous parking, and included golf cart make getting around this friendly lake community convenient and fun. Sold fully furnished, this move-in-ready home allows you to enjoy lake life from day one. Whether you’re entertaining friends, spending weekends on the water, or simply unwinding with peaceful waterfront views, this property offers the perfect combination of comfort, recreation, and Northern Indiana/Michigan lake living. Don’t miss this opportunity to own a one-of-a-kind lake home in one of Coldwater’s most sought-after waterfront communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 110S2200005601
Features
- Exterior features: Stone,Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 5,227 sqft
Parking
- Total spaces: 6
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Branch County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $287 | $3,444 |
| Property Taxes | $1,071 | $12,852 |
| Electricity | $188 | $2,259 |
| Total | $4,251 | $51,012 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-21 | Listed for sale | $535,000 |
View on Zillow