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536 Warren Rd, Coldwater, MI, 49036

3beds
2baths
1,994sqft
$392,000
$197price/sqft
$2,738/moest. monthly cost
$109,520/yrincome needed

About This Home

Spacious home in Coldwater offering lake views, a large attached garage, and a functional layout with plenty of room to spread out. Inside you’ll find updated laminate flooring, new baseboards, a large living area, generous kitchen space with newer appliances, and multiple bedroom options. The home features 3 bedrooms and 2 bathrooms, including a primary bath, with a brand-new upstairs shower and newer toilets. Recent updates include new siding, a new water heater last year, Culligan water softener, whole-house water filter, and city sewer with well water. Natural gas services the furnace. Enjoy the backyard, garage space, and nearby lake views with neighbors allowing water access/use.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
Legg Middle SchoolGrades 6-87.8 mi
6/10
Coldwater High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Entry

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second
  • Area: 168

Bedroom2

  • Level: Second
  • Area: 168

Bedroom3

  • Level: Entry
  • Area: 196

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,994

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,988
  • Total interior livable area: 1,994 sqft

Kitchen

  • Area: 360

Property

Details

  • Parcel number: 11002330000700
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage type: Road
  • Frontage length: 762

Lot

  • Lot size: 0.64 Acres
  • Lot size dimensions: 27878

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,982$23,784
Home Insurance *$210$2,520
Property Taxes $329$3,948
Electricity $217$2,609
Total$2,738$32,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,874/yr
40% on housing$82,140/yr
45% on housing$73,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 49036$176
Branch County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 49036$158
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$392,000
2026-06-03Price change$399,900
2026-06-01Price change$415,000
2026-05-19Listed for sale$435,900
2004-09-30Sold$110,000

For Sale by Agent

AgentTroy Schearer
BrokerageJPAR - Great Lakes Bay Region

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