511 E Southern Rd, Coldwater, MI, 49036
About This Home
Custom-built 3,338 sq ft lake home on 12.5± rolling acres with 82 feet of private frontage on Huyck Lake, a quiet sandy-bottom fishing lake known for bass, bluegill, perch, and pike. Located just minutes from the Indiana/Michigan border, this 4 bedroom, 3 bath home features beautiful red oak finishes and stunning lake views through a wall of windows in the living and dining areas. The custom Amish-built kitchen includes a center island and spacious 6x6 walk-in pantry. The main-floor master offers private deck access and a walk-in closet. The walkout lower level includes a fourth bedroom suite, full bath, family room, and laundry/utility area. Stay comfortable year-round with a wood-burning fireplace, pellet stove, and whole-home generator. The wooded acreage is filled with wildlife and leads down to the peaceful lakefront.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range,Refrigerator,Water Softener Owned
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedroom2
- Level: Upper
- Area: 192
- Dimensions: 16.00 x 12.00
Bedroom3
- Level: Upper
- Area: 156
- Dimensions: 13.00 x 12.00
Bedroom4
- Level: Basement
- Area: 180
- Dimensions: 15.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Dining Area
- Level: Main
- Area: 150
- Dimensions: 15.00 x 10.00
Family Room
- Level: Basement
- Area: 650
- Dimensions: 26.00 x 25.00
Features
- Ceiling Fan(s),Center Island,Pantry
- Number of fireplaces: 1
- Fireplace features: Living Room
- Finished area below ground: 1,212
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,126
- Total interior livable area: 3,338 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 12.00 x 10.00
Laundry
- Level: Basement
- Area: 288
- Dimensions: 24.00 x 12.00
Living Room
- Level: Main
- Area: 225
- Dimensions: 15.00 x 15.00
Master Bathroom
- Level: Main
- Area: 55
- Dimensions: 11.00 x 5.00
Master Bedroom
- Level: Main
- Area: 210
- Dimensions: 15.00 x 14.00
Other
- Level: Main
- Area: 36
- Dimensions: 6.00 x 6.00
Property
Details
- Parcel number: 15001130000500
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Huyck Lake
Lot
- Lot size: 12.08 Acres
- Lot size dimensions: irregular
Parking
- Total spaces: 2.5
- Parking features: Garage Door Opener,Detached
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Branch County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,640 | $43,680 |
| Home Insurance * | $386 | $4,632 |
| Property Taxes | $951 | $11,412 |
| Electricity | $364 | $4,369 |
| Total | $5,341 | $64,092 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $599,900 |
| 2026-04-21 | Price change | $719,900 |
| 2026-03-05 | Listed for sale | $739,900 |
| 2026-02-24 | Listing removed | $654,999 |
| 2025-09-17 | Listed for sale | $654,999 |
| 2025-09-10 | Pending sale | $654,999 |
| 2025-08-28 | Listed for sale | $654,999 |
| 2025-08-05 | Listing removed | $649,900 |
| 2025-07-01 | Price change | $649,900 |
| 2025-06-13 | Price change | $688,000 |
| 2025-05-19 | Price change | $698,900 |
| 2025-05-09 | Price change | $724,900 |
| 2025-04-11 | Listed for sale | $739,900 |
| 2019-07-15 | Listing removed | $509,900 |
| 2019-05-29 | Price change | $509,900 |
| 2019-01-12 | Listed for sale | $524,500 |
For Sale by Agent
View on Zillow