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731 Bayside Ln, Coldwater, MI, 49036

1beds
1baths
800sqft
$159,900
$200price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

COLDWATER LAKE: Happy Hollow Park. An affordable way to get on Coldwater south Chain of lakes. Gated community open mid-April to mid-October with your own boat slip. Inviting 400 Sq Ft park model with 400 sq ft 3 seasons room. Fully furnished (except a few items) Full bed, sofa sleeper and open areas for sleeping. Full size appliances. Association dues include water, sewer, mowing, ground and access to common area, overflow parking and bath house with washer/dryer and private dock. Golf cart with lift kit included. Grill included. Weekend on site viewings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Legg Middle SchoolGrades 6-83.6 mi
6/10
Coldwater High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin/Cottage

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced air,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 150H1600006700

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: COLDWATER LAKE
  • Frontage type: Waterfront
  • Frontage length: 40.00

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$85$1,020
Property Taxes $134$1,608
Electricity $188$2,259
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 49036$178
Branch County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49036$158
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$145,000
2024-07-26Sold$56,000
2019-08-05Sold$56,000
2019-07-18Pending sale$59,900
2019-05-21Price change$59,900
2019-05-10Listed for sale$61,900
2019-05-03Pending sale$61,900
2018-07-18Listed for sale$61,900
2014-07-11Sold$50,000
2014-06-13Price change$54,900
2014-02-28Listed for sale$59,500
2011-08-03Listing removed$69,000
2011-07-31Listed for sale$69,000

For Sale by Owner

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