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716 3rd Dr, Coldwater, MI, 49036

2beds
1baths
920sqft
$165,000
$179price/sqft
$1,248/moest. monthly cost
$49,920/yrincome needed

About This Home

*COLDWATER LAKE-DEEDED ACCESS* Looking for an affordable way to get on the lake? This place is it. Sitting on double lot offering 2 bedrooms, 1 full bath and a spacious family room that could double as plenty of extra sleeping quarters for family and friends. Open kitchen and dining space. Peaceful lot with fantastic view of nature and wildlife. Don't forget the fantastic 2 car plus garage. Maybe you have a place on the water and just need overflow for guests and/or storage space, call today. This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
7/10
Legg Middle SchoolGrades 6-810.2 mi
6/10
Coldwater High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Property

Details

  • Parcel number: 150S3000000499

Features

  • Stories: 1
  • Waterfront features: Lake
  • Waterbody name: Coldwater Lake

Lot

  • Lot size: 0.30 Acres
  • Features: Level
  • Lot size dimensions: 130 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$88$1,056
Property Taxes $138$1,656
Electricity $188$2,259
Total$1,248$14,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,788/yr
40% on housing$37,440/yr
45% on housing$33,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 49036$178
Branch County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49036$158
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$152,000
2026-06-18Listed for sale$165,000
2024-09-03Sold$90,000
2023-04-28Listing removed--
2021-04-27Sold$90,000
2021-04-08Pending sale$92,900
2020-08-24Listed for sale$92,900
2020-01-01Listing removed$95,000
2019-05-29Price change$95,000
2018-07-03Listed for sale$109,000

For Sale by Agent

AgentRachel Tell
BrokerageCase Realty Group

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