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1040 Main Dr, Montgomery, MI, 49255

3beds
2baths
1,780sqft
$179,900
$101price/sqft
$1,347/moest. monthly cost
$53,880/yrincome needed

About This Home

Completely remodeled and move in ready, this charming home in Montgomery offers updated finishes throughout while maintaining a warm and inviting feel. Step inside to find fresh updates from top to bottom including modern flooring, updated fixtures, refreshed kitchen and bath spaces, and a clean, functional layout designed for comfortable everyday living. Natural light fills the home, creating a bright and welcoming atmosphere in every room. Situated on a spacious corner lot in a quiet small town setting, this property offers the perfect blend of peaceful living and convenience. Whether you are a first time buyer, downsizing, or looking for an affordable turnkey opportunity, this home is ready for its next owner. Conveniently located near local parks, schools, and everyday amenities with easy access to surrounding communities. Don't miss your chance to make it yours, schedule a private tour with the Listing Agent today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Jennings Elementary SchoolGrades PK-512.5 mi
6/10
Quincy High SchoolGrades 7-1212.6 mi
8/10
Quincy Middle SchoolGrades 5-812.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Property

Details

  • Parcel number: 160R1000101000

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: Irregular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Drought
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$93$1,116
Property Taxes $151$1,812
Electricity $194$2,329
Total$1,347$16,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,182/yr
40% on housing$40,410/yr
45% on housing$35,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 49255$138
Branch County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49255$203
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$179,900
2026-05-11Listing removed--
2026-04-17Price change$185,000
2026-03-25Listed for sale$189,000
2020-10-19Sold$6,000

For Sale by Agent

AgentKyle J McMaster
BrokerageFive Star Real Estate

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