214 Charlotte St, Union City, MI, 49094
About This Home
INVESTMENT OPPORTUNITY! Multi-family home in the heart of historic Union City. This home currently has 3 units. Unit #212 has been rewired, replumbed, new furnace, new ac, new hot water heater and water softener, new porch and some new roofing. The floor plan is 2 bedroom, 2 full bathrooms, laundry/mudroom with a kitchen/livingroom open floor plan. This unit also has its own basement. Needs fixtures and drywall. Unit #214 is ready for you to put your final touches on it, has its own basement, 3 bedroom, 1 bathroom, large eat-in-kitchen. Older furnace but was working. Unit #214.5 Upstairs is a 2 bed possible 3, 1 bathroom, needs fixtures and finishing touches, nonfunctioning furnace. All 3 units are completely separate utilities. All 3 units are natural gas. Live in one unit and have the other 2 units income pay your mortgage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 to 4 Units
Interior
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
Heating
- Heating features: Forced Air
Property
Details
- Parcel number: 021H0500600500
Lot
- Lot size: 0.38 Acres
- Features: Level
- Lot size dimensions: 1
Parking
- Total spaces: 6
- Parking features: Driveway,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Branch County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $147 | $1,764 |
| Electricity | $188 | $2,259 |
| Total | $1,145 | $13,740 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $160,000 |
| 2026-02-28 | Listed for sale | $179,900 |
| 2024-08-09 | Sold | $129,000 |
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