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122 N Hudson St, Coldwater, MI, 49036

3beds
2baths
2,238sqft
$259,900
$116price/sqft
$1,915/moest. monthly cost
$76,600/yrincome needed

About This Home

OPEN HOUSE: SATURDAY, APRIL 11 FROM NOON - 2PM. Don't miss this Beautiful home that was recently featured in the NEW YORK TIMES MAGAZINE! Step into this vintage Victorian dollhouse filled with character and timeless charm. Featuring 3 bedrooms and 2 full baths, this home showcases beautiful stained-glass windows, original brick accents in the family room and kitchen, and an inviting floor plan perfect for entertaining. The family room opens seamlessly to the kitchen, creating a warm and spacious gathering area. The main floor also offers a separate dining room, parlor, and living room, each with its own unique historic touches. Upstairs, the Jack-and-Jill bedrooms feature vintage wallpaper and classic shutters that enhance the home's Victorian style. Many updates include: newer roof 2025 & furnace 2023. A full, dry basement provides excellent storage, a laundry area, and a bonus space ideal for canning, crafts, or hobbies. Outside, you'll find two oversized garages, perfect for an RV, boat, or large truck with an upper level that could easily be transformed into a man cave or studio. Garden enthusiasts will appreciate the large yard, offering plenty of room for gardening or outdoor entertaining. Enjoy peaceful mornings or relaxing afternoons on the beautiful wraparound deck, the perfect spot for coffee, reading, or unwinding. Don't miss seeing this exceptional historic home! Call today for your private showing!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Larsen Elementary SchoolGrades PK-10.6 mi
7/10
Legg Middle SchoolGrades 6-81.1 mi
6/10
Coldwater High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Microwave,Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Laundry Chute

Basement

  • Basement: Partial

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Area: 168
  • Dimensions: 14.00 x 12.00

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15.00 x 11.00

Family Room

  • Level: Main
  • Area: 432
  • Dimensions: 24.00 x 18.00

Features

  • Eat-in Kitchen
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Level: Main
  • Area: 264
  • Dimensions: 24.00 x 11.00

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15.00 x 12.00

Master Bedroom

  • Level: Upper
  • Area: 140
  • Dimensions: 14.00 x 10.00

Other

  • Level: Upper
  • Area: 112
  • Dimensions: 8.00 x 14.00

Property

Details

  • Parcel number: 30200000040000
  • Zoning description: A2

Features

  • Stories: 2

Lot

  • Lot size: 0.36 Acres
  • Features: Level,Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 85.5 x 192

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Branch County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$139$1,668
Property Taxes $218$2,616
Electricity $244$2,929
Total$1,915$22,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,657/yr
40% on housing$57,450/yr
45% on housing$51,066/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 49036$177
Branch County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 49036$158
Branch County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-14Price change$274,000
2022-03-10Pending sale$197,500
2022-03-09Sold$201,000
2022-02-03Contingent$197,500
2022-01-15Listed for sale$197,500

For Sale by Agent

AgentJami Lind
BrokerageHauska Home and Farm

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